About FinAGG: FinAGG – quick cash flow, is a dynamic cash flow credit company dedicated to empowering small and medium-sized enterprises (SMEs) by providing working capital lines for inventory purchases. Our innovative technology offers a user-friendly, cost-effective solution that allows businesses of all sizes to boost their cash flow by leveraging credit against their cash reserves. For more information, please visit our website at www.finagg.in

Designation: Field Collection Executive

Location: Noida / Faridabad / South-Delhi

Summary: We are seeking a dynamic and experienced Field Collection Executive to join our team.

The ideal candidate will have:

• A minimum of 2 years of experience in Business Loans Collections, with a focus on hard collections, including NPA or write-off cases, and handling cases with DPD (Days Past Due) exceeding 90 days.
• The candidate must also be well-versed in managing ticket sizes of a minimum of 7-10 lakhs.
• Being a localite is a requirement for this position, as it involves extensive fieldwork.

Responsibilities:

• Conduct field visits to collect overdue payments for business loans, particularly focusing on cases with DPD above 90 days.
• Manage a portfolio of accounts and develop strategies to recover outstanding amounts while adhering to regulatory guidelines.
• Build and maintain positive relationships with borrowers to encourage timely payments and resolve issues or disputes.
• Prepare and submit daily collection reports and update the system with accurate information on each visit.
• Use negotiation and persuasion skills to secure repayment commitments from delinquent borrowers.

Key Requirements:

• A minimum of 2 years of experience in Business Loans Collections, with a focus on hard collections, including NPA or write-off cases, and handling cases with DPD (Days Past Due) exceeding 90 days.
• Proven track record of managing ticket sizes of a minimum of 7-10 lakhs.
• Should be able to speak English/Hindi/Regional Language.
• Excellent Communication and interpersonal skills.
• Ability to work independently and meet collection targets.
• Possess a valid driver’s license and own transportation for filed visits.