Credit Manager
Kotak Mahindra Bank
Credit Manager
Kotak Mahindra Bank
Panipat
Not disclosed
Job Details
Job Description
Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit
Job Requirement ;
1) CA qualified professional with 3-5 years of work experience in Working Capital & Business
loans Secured only.
2) Must have at some Team Handling experience.
3) MBA in Finance with experience in Working capital underwriting may apply.
5) MUST HAVE EXPERIENCE IN SECURED WORKING CAPITAL CREDIT.
Role
Credit Appraisal
· Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
· Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training
· Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Stock on Hire: Increase in volume of business
· Ensure that SOH increases(pl confirm if this applies to CM role )
NPA trend
· Analyze the NPA trend like area, industry, sector etc.
· Interact with Customers & understand the business and regularly monitor delinquencies / infants.
Infant loan which is less than 12 months NPA
· Ensure qualitative portfolio
· Ensure that there is no infant 12 months NPA
Daily tasks:
· Daily accessing the loan file
· Daily case discussion with Sales team
· Preparing credit underwriting for the cases assigned
· Personal discussion calls with customer financials & banking
· Decision making with predefined TAT
· Tele-verification calls to the customer
Job role
Work location
Panipat, 4320-Panipat-HAR, Royal-Ii,Plot No. 1181,, Gt Road,, Panipat, Haryana, India
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 3 years
About company
Name
Kotak Mahindra Bank
Job posted by Kotak Mahindra Bank
This job has expired