Credit Manager

Kotak Mahindra Bank

Panipat

Not disclosed

Work from Office

Full Time

Min. 3 years

Job Details

Job Description

Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit

Job Requirement ;

1) CA qualified professional with 3-5 years of work experience in Working Capital & Business
loans Secured only.

2) Must have at some Team Handling experience.

3) MBA in Finance with experience in Working capital underwriting may apply.

5) MUST HAVE EXPERIENCE IN SECURED WORKING CAPITAL CREDIT.


Role

Credit Appraisal

·         Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

·         Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

·         Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire: Increase in volume of business

·         Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

·         Analyze the NPA trend like area, industry, sector etc.

·         Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

·         Ensure qualitative portfolio

·         Ensure that there is no infant 12 months NPA


Daily tasks:

·         Daily accessing the loan file

·         Daily case discussion with Sales team

·         Preparing credit underwriting for the cases assigned

·         Personal discussion calls with customer financials & banking

·         Decision making with predefined TAT

·         Tele-verification calls to the customer

Job role

Work location

Panipat, 4320-Panipat-HAR, Royal-Ii,Plot No. 1181,, Gt Road,, Panipat, Haryana, India

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 3 years

About company

Name

Kotak Mahindra Bank

Job posted by Kotak Mahindra Bank

This job has expired