Unit Manager

Bajaj Finance Limited

Pune

Not disclosed

Work from Office

Full Time

Min. 5 years

Job Details

Job Description

Deputy Unit Manager - Risk

Job PurposeAreal Credit Manager will be responsible to process Commercial Vehicle loan applications on a daily basis including process hygiene.
Duties and Responsibilities1. Process underwriting cases daily as per branch requirements.2. Identify fraudulent practices and mitigate risk through suggesting changes in policy and process 3. Conducting personal visits on a cases to case bases for big ticket exposures to understand and assess customer profile in better way.4. Co-ordinate with the collection team and generate business insights to mitigate risk and Resource planning and management at hub for smooth running of operations.5. To ensure that Clients KYC and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.6. Ensuring compliance of the Credit Policy and processes within TAT and closely monitoring the Clients CIBIL and Clients loan portfolio.7. Checking client’s eligibility for the loan and his/her credit worthiness by looking at the other loans advances taken and payment history
Key Decisions / Dimensions1. Approve the proposals or to recommended the same to higher authority based on approval metrics
Required Qualifications and Experiencea) Qualifications1. Minimum Qualification: MBA Finance/CA2. Knowledge of Underwriting and experience of team handling b) Work Experience1. Minimum 5 years of experience. Should ideally come from Commercial Vehicle loans underwriting only.

Job role

Work location

Pune Corporate Office - Fountainhead

Department

Risk Management & Compliance

Role / Category

Risk Management - Assessment / Advisory

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 5 years

About company

Name

Bajaj Finance Limited

Job posted by Bajaj Finance Limited

Apply on company website

Follow us on social media


© 2024 Apna | All rights reserved Privacy Policy Terms & Conditions