Branch Credit Manager
Equitas Small Finance Ltd
Apply on company website
Branch Credit Manager
Equitas Small Finance Ltd
Akluj
Not disclosed
Job Details
Job Description
Branch Credit Manager
- · Ensure proper credit evaluation of customers as per policy & process
- · Conduct personal discussion with customers for evaluation of Loan proposal
- · Support the branch team in achieving desired branch objective.
- · Manage & Maintain TAT for Loan disbursement.
- · Supervisor & mentor team members
- · To diligently appraise loan applications in line with credit policy of the organization.
- · Ensure Credit policies to build a good quality portfolio of the branch.
- · Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- · Ensure approving authority of 35 Lac is utilized in a fair & transparent manner
- · Ensure Quality Portfolio of the branch is Maintained
- · Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
- · Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
- · Evaluation of assessed and declared income group eligible for Housing & LAP.
- · Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate
Job role
Work location
Inclusive Banking - SBL>West>Maharashtra>Pune>Kolhapur>Datta Nagar>Maharashtra>IN0012060>Akluj
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 5 years
About company
Name
Equitas Small Finance Ltd
Job posted by Equitas Small Finance Ltd
Apply on company website