Branch Credit Manager

Equitas Small Finance Ltd

Akluj

Not disclosed

Work from Office

Full Time

Min. 5 years

Job Details

Job Description

Branch Credit Manager

  • · Ensure proper credit evaluation of customers as per policy & process
  • · Conduct personal discussion with customers for evaluation of Loan proposal
  • · Support the branch team in achieving desired branch objective.
  • · Manage & Maintain TAT for Loan disbursement.
  • · Supervisor & mentor team members
  • · To diligently appraise loan applications in line with credit policy of the organization.
  • · Ensure Credit policies to build a good quality portfolio of the branch.
  • · Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
  • · Ensure approving authority of 35 Lac is utilized in a fair & transparent manner 
  • · Ensure Quality Portfolio of the branch is Maintained
  • · Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
  • · Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided Minimize turnaround time per application
  • · Evaluation of assessed and declared income group eligible for Housing & LAP.
  • · Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Job role

Work location

Inclusive Banking - SBL>West>Maharashtra>Pune>Kolhapur>Datta Nagar>Maharashtra>IN0012060>Akluj

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 5 years

About company

Name

Equitas Small Finance Ltd

Job posted by Equitas Small Finance Ltd

Apply on company website