⁠Credit Officer (English & Gujarati Mandatory)

Position: Credit Officer

Experience: 1 to 2 years

Location: Bangalore (Work from Office)

Salary: ₹2.5 - ₹3.5 LPA + Incentives

Job Responsibilities:

• Evaluate and process loan applications based on company policies.
• Conduct credit analysis and assess applicants' financial stability.
• Verify documents and ensure compliance with regulatory guidelines.
• Coordinate with customers and internal teams for loan approvals.
• Monitor loan repayments and minimize default risks.
• Maintain accurate records of transactions and reports.

Requirements:

• Bachelor’s degree in Finance, Accounting, Business, or a related field.
• 1-2 years of experience in credit assessment or loan processing.
• Strong analytical and decision-making skills.
• Proficiency in financial software and MS Office.
• Excellent communication and customer-handling skills.
• Languages Required: English and Gujarati (Mandatory).

About AbleCredit:

AbleCredit uses Generative AI with Voice, Vision, and Language capabilities, to solve the Credit Gap of emerging economies. In India alone, the Credit Gap is over USD 5T (Trillion!). This is the single largest contributor to poverty, poor genie index, and lack of opportunities. Our Vision is to deploy AI reliably, and safely to solve some of humanity's greatest problems. We believe in Impact and integrity above all else. Contact us on hr@ablecredit.com 

Benefits:

• Health Insurance
• PTO & Holidays
• Performance bonus

Note on Compensation Policy:

Hiring and nurturing the best talent is the central part of our business focus. As a result, we try and provide not just better than market salary, but have a strong, performance-based incentive structure for all the employees. The quoted salary is based on our best understanding of the market and is subject to increase for the right candidate depending upon their fitment, skills, and experience.