Credit Risk Analytics and Reporting Associate

Credit Risk Analytics & Reporting - Associate

J.P. Morgan is a leading global financial services firm, established over 200 years ago: 

o We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management.

• We have assets of $2.5 trillion and operations worldwide

• We operate in more than 100 markets. 

• We have more than 243,000 employees globally

Our wholesale businesses include J.P. Morgan’s Asset Management, Commercial Banking and the Corporate & Investment Bank which provide products and services to corporations, governments, municipalities, non-profits, institutions, financial intermediaries and high-net worth individuals and families.

Our corporate functions support the entire organization and include the following functions: Accounting, Audit, Finance, Human Resources, Operations, and Technology.

J.P. Morgan in India provides a comprehensive range of Corporate & Investment Banking, Commercial Banking, Asset & Wealth Management, and Corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in Mumbai, Bangalore and Hyderabad to support the firm’s operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.

Commercial Banking (CB) delivers extensive industry knowledge, local expertise and dedicated service to more than 24,000 global clients, including corporations, municipalities, financial institutions and not-for-profit organizations along with nearly 35,000 real estate investors/owners. 

The Business Analysis & Reporting Analyst will join a global Management Reporting & Analytics team, assisting with a data & management reporting development agenda for regulatory operations. The candidate will learn core business processes, build new data mart capabilities, develop metrics/management reporting, and provide decision support via ad hoc reporting and data analytics.

Position Summary

J.P. Morgan is seeking talented candidates for a position of an Associate in its Credit Risk Analytics & Reporting team based in India. The team functions as an internal group responsible for solving business problems, driving usage of analytics in the organization and supporting business partners in deriving their strategies. Opportunity to work on real-time, high impact business cases leading to profitable growth across the Credit Risk organization.

As an Associate you will be responsible for formulating creative solutions for business problems and delivering actionable insights, ultimately helping our Credit Risk partners in managing and growing their business. Your primary responsibilities will be scoping business problems into measurable hypotheses, performing statistical analyses, generating meaningful recommendations for the business & productionization of the analytics solutions in various forms, including reports & interactive dashboards

Primary Responsibilities

• Lead/support the development, implementation and execution of key reporting to be leveraged by senior audience across the firm

• Provide support in a data SME capacity for initiatives spanning across strategy development, enterprise data management and integration, reporting and analytics

• Fulfill ad hoc data requests and identify opportunities to enhance self-service functionality via our existing report/dashboard offerings 

• Manage all aspects of assigned work delivery including preparation of presentation materials for ongoing stakeholder communications

• Follow and implement “best practices”; operate with risk controlled mindset

Key Skills Required: 

• Problem solving – ability to define the problem, gather relevant data, uncover underlying issues, develop and evaluate solution options, obtain consensus, and implement the best solution in a thoughtful and detailed manner
• Communications – strong verbal and written communication skills, including the ability to synthesize “story” for executive-level audience and adjust messages and style based on different audiences and agendas
• Teamwork and leadership – ability to work collaboratively in a cross-functional setting and drive towards the strategic end-state
• Project management and execution – well-developed organizational and time management skills to manage across multiple priorities and through changing business demand and deliver on the agreed upon scope and timeline
• Technical and analytical – ability to analyze and synthesize large amount of data, while incorporating relevant business context, to develop strategic conclusions – proficiency in SQL, Qlik Sense, ThoughtSpot, Tableau and Alteryx preferred.
• Additional Skills - Knowledge in Python, R and other advanced analytics tools are a bonus

Qualification:

• 5-8 years of experience in reporting and stakeholder management

• Structured thinker with passion for analyzing data to drive decisioning and actions

• Data warehousing concepts with Reporting skills

• Strong background in and/or familiar with financial services industry

• Working knowledge of operational risks and controls

• Ability and desire to learn quickly, be flexible and think strategically

• Self-motivated, willingness to take ownership

• Bachelor’s or advanced degree in BE/MCA/MBA preferred