FCU HEAD

 Oversee real-time verification of documents such as salary slips, bank statements, KYC, address proofs, business registration papers, GST certificates, and business vintage records.Manage a team of location FCU managers, and samplers to detect and prevent fraud in unsecured personal and business loans.Ensure adherence to strict Turnaround Time (TAT) requirements for real-time loan disbursements while mitigating fraud risks.Collaborate with samplers, location FCU managers, and credit teams to streamline processes and resolve discrepancies.Develop and implement fraud detection frameworks using advanced tools like AI-based verification systems and data analytics.Monitor and improve fraud detection processes, identifying gaps and implementing stronger controls.Conduct training for samplers, location FCU managers, and credit teams on fraud detection techniques and compliance.Supervise investigations of flagged cases and ensure timely resolution within TAT.Ensure compliance with regulatory and legal requirements in all fraud containment activities.Prepare fraud trend analysis, TAT performance metrics, and risk mitigation reports for senior management