Legal Manager - Personal Loan Risk Management

Legal Manager-Personal Loan-Hardship Assistance Unit

Risk Manager

 

DepartmentKotak Mahindra Bank Ltd – Consumer DurablesLocationMumbai – HONumber of PositionsOneReporting RelationshipReporting to Business Head – Consumer Durables BusinessPosition GradeM7-M8

 

 

 

 

 

• Risk management & Portfolio monitoring for Consumer durable loans.
• Managing Risk containment unit for Consumer businesses
• Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell
• Improving controllership by way of building strong system
• Building and automating credit approval engine
• Support launch of new products with policy & system build and implementation
• Formulating Risk policy & support to launch Digital product
• Drive and support initiatives to build scale Rural lending business

 

 

 

 

Qualification – MBA and/or Professional Degree preferred

 

· Job Knowledge and experience – 

• Should have at least 15 years of experience in credit / risk environment
• Should have at least 6 years of experience in heading risk / credit for a large setup
• Should have good understanding of CD Business & Retail industry
• Should be able to drive  and work with a Team reporting
• Should be a Team player, Relationship person and should be ready to travel widely

 

Experience Level

Mid Level