Loan Officer

 Identification of potential village/ area for operation through village/area survey

 Conducting village/area level meetings, discuss about the company and various products/ services offered.

 Identification of potential customers in approved village/ area for providing financial support

 Loan origination

 Completing all necessary documentations and field verifications of all potential customers who apply for loan

 Collection of loan recovery and deposit in the bank (no deposit required for cashless)

 Monitoring and follow up of loan recovery and loan utilization

 Adhering to rules and norms prescribed by the company

 Adhering to basic code of conduct and fair practices code defined for microfinance industry

 Maintaining healthy portfolio and 100% recovery rate

 Conducting pre-disbursement and post-disbursement visits

 Maximum customer retention and relationship management at centers

 Providing training to new Employee

 Dealing with the customers in proper manner as prescribed under code of conduct

 Commitment and dedication for business growth and profitability of the branch

 Assist the branch manager to generate new business

 Complying to all the requirements by the Branch and HO