Business Development Executive (BDE)

📌 Business Development Executive (BDE) -Business Development Executive primarily a front-line sales and customer acquisition role focused on expanding the bank’s customer base and promoting its financial products. This position is usually field-oriented, involving local travel and direct interaction with potential customers.

• 🔍 Key Responsibilities🧑‍🤝‍🧑 Customer Acquisition & Relationship Building Actively identify and engage potential customers in the assigned area.
• Open new bank accounts and acquire new to Bank customers.
• Build and maintain long-term customer relationships to deepen the bank’s reach.
• 📈 Sales & Product Promotion Promote and sell a range products including:
• • Savings and Current Accounts
• • Term Deposits
• • Debit/Credit Cards
• • Third-party or investment products (insurance, mutual funds, etc.)
• Understand customer financial needs and recommend suitable banking products.
• Cross-sell additional financial products to existing customers.
• 📊 Targets & Reporting Meet individual and team sales targets for product sales and customer acquisitions.
• Maintain accurate records of daily activities, interactions, and sales in the bank’s CRM system.
• Report performance and field activity updates to the Branch Sales Manager or reporting authority.
• 🧾 Compliance & Documentation Ensure all activities comply with banking norms, KYC (Know Your Customer) and other regulatory guidelines.
• Handle proper documentation for new accounts and other financial products.
• 🏃 Field Work & Travel This is typically a field sales job, requiring travel within the local city or region.
• Must be willing to interact face-to-face with customers regularly.

🧠 Skills and Attributes Expected While specific skill requirements can vary slightly by location or posting, common expectations include:

• Strong communication and interpersonal skills
• Good sales orientation and target-driven mindset
• Presentable and customer-focused attitude
• Ability to work under pressure
• Basic command of English and local language
• 🧑‍💼 Role Context The BDE typically reports to a Branch Sales Manager or similar supervisor.
• Performance often directly ties into incentives and rewards based on achieving targets.

📌 Summary IN essence, a Business Development Executive is a sales-oriented field role tasked with acquiring new customers, promoting banking products, building customer relationships, and achieving set business targets — all while ensuring compliance and accurate reporting.