Credit Analyst

Job Title: Credit Analyst – (Australian Market)

Location: Onsite – Chandigarh 

Working Hours: 5:30 AM to 2:30 PM (IST)

Employment Type: Full-Time

Experience Required: 2+ years in broking, credit analysis, or loan processing (preferably in the Australian market)

About the Role:

We are looking for a skilled and proactive Credit Analyst with broking experience and sound knowledge of the Australian banking system. In this role, you will act on behalf of clients to communicate with banks, handle refinancing, negotiate interest rate re-pricing, and manage the submission of all relevant documentation.

Key Responsibilities:

• Work directly with Australian banks to manage applications for clients.

• Negotiate and update interest rates to ensure they align with current market trends.

• Submit accurate loan documentation and ensure timely follow-ups with banks.

• Review client credit reports and financial documents to provide the best options.

• Use tools such as Flex and Broker Engine to track application progress and maintain records.

• Liaise with brokers and financial institutions to ensure a smooth process and compliance.

• Stay updated on Australian bank lending policies, interest rate offers, and compliance norms.

Requirements:

• At least 2 years of experience in credit analysis, loan processing, or mortgage broking.

• Prior exposure to the Australian lending market is highly preferred.

• Proficiency in Flex and Broker Engine platforms.

• Solid understanding of interest rate re-pricing, refinancing, and credit evaluation.

• Excellent written and verbal communication skills.

• Strong organizational and multitasking abilities.

Preferred:

• Prior experience dealing with major Australian banks and financial institutions.

• Understanding of Australian mortgage compliance and documentation.