CREDIT SPOKE ONBOARDING - MANAGER

• Assessment of credit parameters of Small time manufacturers / traders as per the laid down credit program parameter while onboarding them as borrower 

• Input of scoring parameters to arrive at the credit decision and recommend for deviations if any. Proactively suggest finetuning of the scoring norms if any. 

• Well versed in analysing the KYC, banking data, bureau data and GST data 

• To have personal discussion with the traders / retailers / borrowers

• At least 2 years experience in  underwriting role, with prior experience in business loans / working capital loans / Supply chain finance 

• Strong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Bank or NBFC

• Maintenance of MIS 

• To be Technologically savvy to employ tools such as Automation & Digitization to increase process efficiency