Business Loan Team Leader

Key Responsibilities

• Client Acquisition & Management: Source new loan opportunities, nurture existing client relationships, and provide financial guidance.
• Application Processing: Gather financial documents (statements, tax returns), analyze credit, and assess risk.
• Analysis & Reporting: Prepare detailed loan memorandums, financial summaries, and reports for loan committees.
• Decision Making: Recommend loan approvals or rejections, structure loan terms, and set repayment schedules.
• Compliance & Monitoring: Ensure adherence to lending policies and banking regulations; follow up on loan performance and delinquencies. 

Essential Skills & Qualifications

• Financial Acumen: Strong understanding of financial statements, credit analysis, risk assessment, and lending regulations.
• Analytical Skills: Ability to interpret complex financial data and identify potential exposures.
• Communication & Interpersonal: Excellent verbal and written skills for client interaction and reporting.
• Organizational Skills: Thoroughness, time management, and multitasking abilities.
• Education: Often requires a Bachelor's degree in Finance, Business, or a related field, plus relevant experience