Relationship Officer

• Promotion of business loan under micro banking vertical and achieve agreed business

target assigned time to time.

• Supply Credit Assessment information to Credit Managers.

• Complete required formality for loan disbursement.

• Market survey.

• Identification of target customer in their zone.

• Conducting promotion and cold calling.

• Product feature sharing with prospective customer.

• Sales of Product.

• Initial screening of customer’s eligibility for the loan.

• KYC document collection from interested client.

• Creating and maintaining strict Credit Discipline, with zero tolerance for any

deviation.

• Disbursing loan strictly in accordance to the procedures laid down in the OM.

• Routine visit to the client.

• Post disbursement service.

• Ensuring timely repayment of loan through PDC.

• Imparting proper training to newly recruited Trainee Relationship Officers (TROs)

as and when they are assigned for training.

• Updating clients of new development in the company in respect of product &

services.

• Any other responsibility entrusted from time to time based on requirements of the

company

• Council clients on the terms of business loan and other loan product.