Loan Manager

Drive business growth in Loan Against Property (LAP) segment through direct sourcing, channel partners, and branch network.

Manage end-to-end LAP process including sourcing, file login, credit appraisal, legal/technical clearance, and disbursement.

Build and manage relationships with customers, DSAs, and connectors.

Ensure portfolio quality by monitoring delinquency and maintaining collection efficiency.

Work closely with the credit, operations, and legal teams to ensure smooth loan processing.

Achieve monthly and annual LAP disbursement targets.

Train and guide sales officers/executives in LAP product knowledge and selling techniques.

Track competitor offerings and suggest strategies to remain competitive in the market.

Ensure compliance with company policies, KYC norms, and regulatory guidelines