Senior Manager

A successful candidate would work as an EXL consultant with a leading US Financial Services Organization on an unsecured lending portfolio. The job will require the consultant to work on:

·         Support tactical & strategic risk analytics initiatives for US based banks’ Risk team           

·         Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions             

·         Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs 

·         Policy analytics to make sure correct customer segments are targeted and acquired  

·         Recommend changes to business strategy and risk management policies              

·         Build reporting/BI frameworks for Risk teams within the organization      

·         Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance           

·         Clearly communicate analysis as presentations to technical & non-technical groups   

·         Develop and maintain effective working relationships with colleagues in other areas of Risk Management.             

·         Summarize analytical findings into presentations and share analysis & reports with senior leadership.         

·         Maintain a high degree of technical and policy understanding with respect to credit risk.   

·         Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met. 

·         Train, coach and develop team members

Qualifications:

·         6-12 years of experience in Analytics and Decision Science.         

·         Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.)

·         Past experience in problem solving roles, strategic initiatives etc.              

·         Knowledge in Banking Domain     

·         Hands on work experience in Python, SQL, SAS