Business Development Executive

🎯 Key Responsibilities

• Client Acquisition & Relationship Management
• Identify and onboard MSME clients through referrals and tele leads.
• Build long-term relationships, ensuring trust and repeat business.
• Detailed Sheet Preparation
• Collect client financials, KYC, and business details.
• Prepare structured, detailed sheets capturing revenue, expenses, assets, liabilities, and loan requirements.
• Document Screening & Compliance
• Verify and screen client documents (financial statements, GST returns, bank statements, property papers, etc.).
• Ensure compliance with internal policies and RBI guidelines before submission.
• Loan Proposal Drafting
• Prepare professional, lender-ready loan proposals highlighting client eligibility, repayment capacity, and risk assessment.
• Coordinate with the credit team for proposal approvals and modifications.
• Sales Target Achievement
• Meet monthly and quarterly sales targets for loan disbursement.
• Track pipeline and conversion ratios through CRM tools.
• Market Intelligence
• Monitor MSME sector trends, competitor offerings, and government schemes.
• Suggest product improvements based on client feedback.

📌 Required Skills & Competencies

• Strong communication skill
• Knowledge of MSME loan products, credit appraisal, and compliance norms.
• Proficiency in MS Excel, Word, and CRM tools for sheet preparation and reporting.
• Analytical mindset for document screening and financial evaluation.
• Negotiation and relationship-building skills.

🎓 Qualifications

• Graduate/Postgraduate in Commerce, Finance, or Business Administration.
• 1–3 years of experience in MSME loan sales, NBFCs, or banking preferred.

💼 Perks & Benefits

• Attractive incentive structure based on loan disbursement.
• Career growth opportunities in sales and credit management.
• Exposure to diverse MSME sectors and financial products.