Credit Card Sales Executive

Job Description: Credit Card Sales Executive

Position Summary

The Credit Card Sales Executive is responsible for acquiring new customers for the bank’s credit card products through direct sales, lead generation, and promotional activities. The role involves understanding customer needs, explaining product features, and ensuring high-quality service to achieve sales targets.

Key Responsibilities

Identify and approach potential customers through field visits, telesales, events, and referrals.

Explain credit card features, benefits, fees, and eligibility criteria clearly.

Collect and verify required documents for credit card applications.

Ensure accurate and compliant submission of application forms.

Maintain strong product knowledge (limits, charges, reward programs, offers).

Follow up with customers to ensure application completion and activation.

Meet monthly sales targets assigned by the bank/financial institution.

Build strong relationships with customers to drive referrals.

Provide feedback to managers regarding customer needs and market trends.

Ensure adherence to regulatory and compliance guidelines.

Required Qualifications

Minimum: High School Diploma / Bachelor’s degree preferred.

1–3 years of experience in sales (banking/finance preferred).

Strong communication and negotiation skills.

Customer-focused mindset with the ability to handle queries professionally.

Basic computer and documentation skills.

Key Skills

Sales & persuasion

Product knowledge (credit cards & banking)

Customer service

Target-driven attitude

Presentation & communication

Relationship building

Work Environment

Field-based or branch-based sales

May involve travel to customer locations or corporate offices

Incentive-driven role with performance-based bonuses