Credit Manager
RKP Finance
Credit Manager
RKP Finance
Tonk Phatak, Jaipur
₹25,000 - ₹40,000 monthly
Fixed
₹25000 - ₹40000
Earning Potential
₹40,000
Job Details
Interview Details
Job highlights
Urgently hiring
Fast HR reply
193 applicants
Benefits include: Annual Bonus, PF, Travel Allowance (TA), Petrol Allowance, Laptop
Job Description
· Reviewing credit applications from potential customers to determine whether they qualify for loans
· Mapping client’s requirements providing customized collaterals; understanding their functional processes requirement through interviews / discussions
· Maintain Credit TAT
· Manage Credit Underwriting as per policy
· Disbursal of loans including all checks and verifications
· Conduct personal discussion with customers to establish Credit worthiness.
· Pre and post sanction credit risk compliance.
· Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
· Control on portfolio performance.
· Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM).
· Stay up to date on the latest trends and developments in the credit underwriting industry.
· Operations Management
· Drives efficient day-to-day operational running of the department measured by no Client complaints and all SLAs met.
- Attends regular operations meeting and client calls.
- Verification of all key deal terms (Agreement Amount, Tenure, Interest Rate, Interest reset details etc.) sanctioned v/s executed Verification of all key deal terms, pre-sanction and pre-disbursement conditions prior to circulation of disbursement memo to all stakeholders as per defined approval matrix
- Tracking, monitoring and driving closure of all open pre and post disbursement conditions.
- Responsible for all loan disbursements and company losses related to disbursements.
- Checking and verification of critical single borrower and group borrower limits prior to disbursement
- Proper satisfaction of KYC requirements and Loan Application form from borrowers as per defined KYC checklist, pre-sanction checklist etc.
- Conduct of proper regulatory checks (CIBIL, RBI and other caution lists, World Check etc.)
- Ensuring all sanctioned terms and conditions including clauses pertaining to security have been accurately incorporated in the Sanction Letter
- Ensuring that Sanction Letter has been signed by the authorized signatories and duly acknowledged by the borrower
- To ensure executed documents are duly signed by an authorized signatory - both at Lender & Borrower's side.
·
Job role
Work location
RKP Finance Pvt. Ltd. (Formerly RKP Consultants Pvt. Ltd.), Gopalpura Bypass Road, Vidhut Nagar, Vasundhara Colony, Gopal Pura Mode, Jaipur, Rajasthan, India
Department
Banking / Insurance / Financial Services
Role / Category
Banking/Loan Sales
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 3 years
Education
Graduate
Past role/category experience
Operations Planning & Control, Finance, Lending Operations, Banking/Loan Sales, Banking Operations
Skills
Risk management, Loan operation, Market risk, Operational risk
English level
Good (Intermediate / Advanced) English
Age limit
22 - 45 years
Gender
Any gender
About company
Name
RKP Finance
Address
RKP Finance Pvt. Ltd. (Formerly RKP Consultants Pvt. Ltd.), Gopalpura Bypass Road, Vidhut Nagar, Vasundhara Colony, Gopal Pura Mode, Jaipur, Rajasthan, India
Job posted by RKP Finance
Show all
This job has expired