Bank Branch Manager

Muthoot Fincorp Limited

Junagadh

Not disclosed

Work from Office

Full Time

Min. 4 Years

Job Details

Job Description

Branch Credit Manager

Job Description

 

A

  Job Specification

1

Company Name

:

Muthoot Fincorp Limited

2

Position / Designation

:

Branch Credit Manager – Secured & Unsecured Lending Business

3

Grade

:

 

4

Employment Type

:

All Employment Type

5

Reporting to – 

Designation & Grade

:

State Credit Manager – Secured & Unsecured Lending Business

6

No. of Reportees,

Designation & Grade

:

Credit Operations

 

7

 

Main Tasks & Areas of Responsibility

:

  • End to End Managing of Credit Shop at the Branches assigned
  • Proactively respond to the business requirements & challenges and support Branch Business Team to acquire Quality Portfolio
  • To ensure FIRST TIME RIGHT of Logins at the branches, and Disbursement dockets submitted to Central Operations.
  • Monitor Technical & Legal functions pertaining to the branch with regard to timely receipt of Legal & Technical reports from vendors maintaining quality of the reports as well.
  • Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.
  • To understand the competition policies regarding Micro LAP and Affordable Housing, suggest improvements in our current policies & products.
  • To liaison with Business, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning.
  • To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
  • To Retain existing live loan customers.
  • To effectively liaison with law authorities for resolving conflicts if any.
  • To Build a Quality and Profitable Loan Portfolio.

 

8

Skills and Exposure

:

  • A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
  • Proven ability to Work under Pressure with regard to TAT 
  • Adherence to laid down credit policies and suggest improvements if any.
  • Atleast 5 years experience in  underwriting role, with atleast 3 years Mortgages & Affordable Housing experience with exposure to Loan Origination software like Finnone, risk tools like Perfios, Hunter, Karza.
  • Strong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.

 

  •  Excellent interpersonal and verbal communication skills

 

  • Ability to Work & Deliver business targets under pressure 

 

  • Working knowledge of Collections/ Recoveries.

 

  • Be Accountable for Portfolio Quality of the Location.

9

Special Requirements (If any)

:

 Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.

10

Job Location / State

:

Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, 

11

Compensation Band

:

As per policy

12

Entitlements

:

As per policy

13

Stake Holders

:

Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams

B

 

15

Educational Qualification / Technical Certification

:

Any UG/PG or MBA

16

Skill Sets

:

Experience in Home Loans / Mortgages, with team handling skill sets.

17

Communication Skills

:

Good oral, written and presentation skills

18

Experience

:

5+ years of overall experience 

19

Behavioral Competencies

:

Uncompromising ethical standards and discipline expected

20

Other Requirements (If any)

:

-

  

More about this Bank Branch Manager job

Muthoot Fincorp Limited is aggressively hiring for the job profile of Bank Branch Manager at undefined in null locality. Kindly go through the FAQs below to get all answers related to the given job. 1. How much salary can I expect? Ans. You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview. 2. What is the eligibility criteria to apply for this job? Ans. The candidate should have completed undefined degree and people who have 4 to 10 years are eligible to apply for this job. You can apply for more jobs in undefined to get hired quickly. 3. Is there any specific skill required for this job? Ans. The candidate should have undefined skills and sound communication skills for this job. 4. Who can apply for this job? Ans. Both Male and Female candidates can apply for this job. 5. Is it a work from home job? Ans. No, it’s not a work from home job and can’t be done online. You can explore and apply for other work from home jobs in undefined at apna. 6. Are there any charges or deposits required while applying for the role or while joining? Ans. No work-related deposit needs to be made during your employment with the company. 7. How can I apply for this job? Ans. Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview. 8. What is the last date to apply? Ans. The last date to apply for this job is . For more details, download apna app and find Full Time jobs in undefined. Through apna, you can find jobs in 74 cities across India. Join NOW!

Job Requirements

Experience

Min. 4 Years

Job Role

Department

Banking / Insurance / Financial Services

Employment Type

Full Time

Role / Category

Lending Operations

Job posted by Muthoot Fincorp Limited

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