Micro Lap

Hytone Merchants Private Limited

Behala, Kolkata/Calcutta Region

₹15,000 - ₹35,000 monthly*

Fixed

15000 - ₹25000

Average Incentives*

10,000

Earning Potential

35,000

You can earn more incentive if you perform well

Work from Office

Full Time

Min. 1 year

No English Required

Job Details

Interview Details

Job highlights

16 applicants

Benefits include: Travel Allowance (TA), Petrol Allowance

Job Description

Job Summary:We are looking for a dynamic and result-oriented professional for Micro LAP (Loan Against Property) sales. The candidate will be responsible for sourcing, evaluating, and closing secured loan cases, primarily targeting small business owners and self-employed customers.


  • Key Responsibilities:
  • Source Micro LAP business through open market, connectors, and referrals
  • Identify and acquire customers requiring small-ticket Loan Against Property (LAP)
  • Conduct field visits to understand customer profile and property details
  • Coordinate with credit, legal, and technical teams for loan processing
  • Ensure proper documentation and KYC compliance
  • Maintain strong relationships with DSAs, brokers, and channel partners
  • Achieve monthly sales and disbursement targets
  • Monitor portfolio quality and ensure minimal delinquency

  • Key Requirements:
  • Graduation in any discipline (MBA preferred)
  • Experience in Micro LAP / LAP / Home Loan / Secured Loan sales
  • Strong local market knowledge (Kolkata & nearby areas)
  • Good communication and negotiation skills
  • Ability to work in a target-driven environment
  • Must be comfortable with field sales


Job role

Work location

87, Diamond Harbour Road, Opposite Ajanta Cinema Hall, Sahapur, New Alipore, Kolkata, West Bengal, India Behala, Kolkata/Calcutta Region

Department

Banking / Insurance / Financial Services

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 1 year

Education

10th or Below 10th

Skills

Business Loans, Mortgage Loan Sales, Loan Against Property, Micro Loan Sales, LAP (Loan against property)

English level

No English Required

Gender

Any gender

About company

Name

Hytone Merchants Private Limited

Address

87, Diamond Harbour Road, Opposite Ajanta Cinema Hall, Sahapur, New Alipore, Kolkata, West Bengal, India Behala, Kolkata/Calcutta Region

Job posted by Hytone Merchants Private Limited

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