Micro Lap

Job Summary:We are looking for a dynamic and result-oriented professional for Micro LAP (Loan Against Property) sales. The candidate will be responsible for sourcing, evaluating, and closing secured loan cases, primarily targeting small business owners and self-employed customers.

• Key Responsibilities:
• Source Micro LAP business through open market, connectors, and referrals
• Identify and acquire customers requiring small-ticket Loan Against Property (LAP)
• Conduct field visits to understand customer profile and property details
• Coordinate with credit, legal, and technical teams for loan processing
• Ensure proper documentation and KYC compliance
• Maintain strong relationships with DSAs, brokers, and channel partners
• Achieve monthly sales and disbursement targets
• Monitor portfolio quality and ensure minimal delinquency
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• Key Requirements:
• Graduation in any discipline (MBA preferred)
• Experience in Micro LAP / LAP / Home Loan / Secured Loan sales
• Strong local market knowledge (Kolkata & nearby areas)
• Good communication and negotiation skills
• Ability to work in a target-driven environment
• Must be comfortable with field sales