Credit Manager - Retail Credit Underwriting and Portfolio Management

Credit Manager-SUPPORT SERVICES-Credit

Role - Credit Manager - KMPL Support Services-Credit

Minimum experience of 3 years under Retai credit underwriting.

Minimum qualification MBA Finance or CA.

Job Role

· To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.

· Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.

· Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.

· Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

Knowledge of the location / area is an essential criteria.

Well versed in the local language apart from Hindi and English.

Good knowledge of interpreting financial trends.