Sales Officer/Relationship Manager

Job Title: Sales Officer / Relationship Manager – Micro LAP

Location: Vashi / Kalyan / Karjat

Role Summary:

We are looking for a field-driven Sales Officer / Relationship Manager to source and manage Micro LAP (Secured Business Loan) customers. The role involves lead generation, customer assessment, documentation coordination, and end-to-end loan processing while maintaining portfolio quality.

Key Responsibilities:

• Source Micro LAP customers through DSAs, connectors, channel partners, and field visits
• Identify eligible self-employed customers with property-backed funding needs
• Conduct customer profiling, income assessment, and site visits
• Collect and verify documents (KYC, income proofs, bank statements, property papers)
• Conduct PD, customer profiling and document collection
• Work closely with branch credit, ops, and collections teams
• Ensure smooth end-to-end execution from login to disbursement
• Achieve monthly business targets
• Track local market trends, property values, and competitor offerings
• Build and maintain strong relationships with customers, DSAs, and channel partners

Eligibility Criteria: HSC(with LAP HL loan sales experience) / Graduate (Commerce/Finance preferred)

Experience:

• Experience: 2–4 years in Micro LAP / LAP / Home Loan sales
• Strong local network in Mumbai & nearby regions
• Good knowledge of property types: Gaothan, Sale Deed, SRA, Slum, Tin Shade, Society
• Languages: Marathi, Hindi, English
• Strong communication, negotiation & follow-up skills
• Self-motivated, target-oriented, and comfortable with field work
• Basic understanding of credit concepts and Micro LAP documentation

Industry: BFSI / NBFC

Job Type: Full-time, Field Role