Credit and Risk Analyst - Banking and Insurance

CIB Risk Analyst

Job Responsibilities:

• Assume coverage of a portfolio of clients within the banking and insurance space, including grading and reviewing credit risk exposures.
• Track financial performance updates and events impacting the assigned portfolio.
• Monitor risk and exposure metrics across counterparties and the portfolio, contributing to industry analyses.
• Participate in due diligence processes for onboarding new clients and reviewing existing ones.
• Produce concise and insightful credit memos, articulating recommendations for credit decisions.
• Support analysis and approval processes for structured derivatives transactions and lending requests.
• Develop knowledge of legal documentation for markets and banking products.
• Participate in team and department-level projects to improve processes and drive efficiencies.

Required Qualifications, Capabilities, and Skills:

• Ability to navigate and interpret financial statements of financial institutions.
• Broad understanding of macroeconomic factors on banks and insurances.
• Basic knowledge of derivatives and lending products.
• Ability to establish credibility and trust with internal business partners and credit officers.
• Good communication skills, both verbal and written.
• Expertise with MS Office products, including Excel, PowerPoint, and Word.
• Self-starting and capable of multitasking, with adaptability to change.

Preferred Qualifications, Capabilities, and Skills:

• Previous experience in a Credit Risk department.
• Familiarity with the business models of financial institutions, such as banks and insurances.