Lead - Credit Monitoring

Lead-Credit Monitoring - Mumbai - Lodha (I-Think Techno Campus) - MM

Credit Portfolio Oversight:  Assume responsibility for the continuous monitoring and management of Cleantech Division's diverse credit portfolio.  Implement a systematic approach to assess the overall health and performance of individual exposures within the portfolio.  Undertake in-depth and ongoing analyses of business performance, meticulously comparing actual outcomes against initial projections.  Engage with business/client teams to address discrepancies, formulate corrective action plans, and enhance overall performance. Stakeholder Engagement:  Establish and maintain robust channels of communication with clients and strategic partners.  Serve as a bridge between the credit team and client teams to facilitate the seamless flow of information, promptly address concerns, and foster collaboration. Reporting and Analysis: Generate regular and comprehensive reports that provide a detailed view of portfolio performance, risk profiles, and emerging trends.  Offer incisive and data-driven insights to senior management, enabling informed decision-making based on the analysis of portfolio data.  Uphold rigorous standards of record management to support transparency, accountability, and audit readiness.  Maintain a vigilant eye for opportunities to enhance the efficiency and effectiveness of credit monitoring processes.  Actively participate in the development and implementation of industry-leading best practices for credit monitoring within the organization. Cross-Functional Collaboration:  Foster collaborative relationships with various internal functions, including Risk, Legal, and Operations, to holistically address portfoliorelated challenges and opportunities.  Promote synergy among different departments to maximize the overall effectiveness of credit monitoring efforts. Risk Management:  Proactively identify, evaluate, and categorize risks associated with the credit portfolio, encompassing financial, operational, and marketrelated dimensions.  Collaborate closely with the credit team to devise and implement comprehensive risk mitigation strategies tailored to specific industries.  Maintain rigorous adherence to the Credit Monitoring Policy and its associated procedures, ensuring that monitoring protocols remain aligned with the policy's stipulations.  Take a proactive role in refining and evolving monitoring procedures to adapt to changing industry dynamics.