Vice President - Credit Risk and Portfolio Management

VP- EMEA Emerging Markets

Job responsibilities

• Being the Credit expert for a portfolio of clients in the region with primary responsibility for credit exposure 
• Manage clients across a range of industries including corporates, financial institutions and sovereign related entities, including monitoring of credit ratings, sector trends and client performance 
• Lead the due diligence, credit analysis and financial modelling of credit counterparties, transactions and complex financing structures; drive the preparation of credit memos and make recommendations as to appropriate structure, risk appetite and grading 
• Work across a variety of products including secured and unsecured loans, derivatives, trade and treasury products, and related documentation. Lead the structuring, negotiation and execution of loan documentation, derivatives and other facilities.
• Being able to make a sound credit recommendation and own the credit approval decision 
• Balance a commercial and solution-driven mindset with a sound risk and controls attitude. 
• Track market and industry developments and their impact on clients: keeping up to date with the political and macroeconomic environment as well as having an in-depth knowledge of clients in the portfolio
• Build relationships with key internal and external stakeholders at a senior level and foster team knowledge 
• Leading a portfolio team, coaching and training members of the Analyst and Associate community on both technical and professional skills 
• Meeting clients and leading due diligence meetings.

Required qualifications, capabilities, and skills

• Strong analytical and credit skills/judgment, covering both qualitative and quantitative aspects.
• Demonstrable product knowledge of a wide range of lending, derivative and treasury services products and documentation associated with these products.
• Established team player, project management skills and be able to take end to end ownership of work/projects. 
• Ability to take an active role in identifying key issues and concerns relating to clients, their industries and transaction structures
• Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
• Ability to foster relationships and confidently interact with origination teams and other internal stakeholders
• Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.
• Proven coaching and development ability towards junior colleagues. 
• Strong written and verbal communication skills, along with strong interpersonal skills
• Ability to demonstrate good time management and clarity in thinking when dealing with multiple work streams in a fast-paced environment
• Significant experience (at least 6 years) in roles with relevant skills for this position.

Preferred qualifications, capabilities, and skills

• Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended. 
• Undergraduate degree or post graduate qualifications in accounting, business, finance, or a quantitative related discipline
• Highly proficient in Microsoft Excel with an ability to navigate through financial models, as well as other Microsoft programs (PowerPoint, Word, Outlook etc.)