Credit Manager

Muthoot Fincorp Limited


Not disclosed

Work from Office

Full Time

Min. 1 year

Job Details

Job Description



Role and Responsibility

  • Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget •
  •  Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.
  •  To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) 
  • To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning 
  • To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.
  •  To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.
  • To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer. 
  • To Watch closely the Competition activities and report the same to the Zonal and National teams. 
  • To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep. 
  • To Attract & Retain High Performers in the Team. 
  • To Retain existing live loan customers. 
  • To effectively liaison with law authorities for resolving conflicts if.

Portfolio Management:

  • Overseeing the credit granting process for a company 
  • Optimize company sales and reduce bad debt losses by maintaining the credit policy.
  • Assessing the creditworthiness of potential customers and conducting periodic reviews of existing customers.
  • Calculate and set interest rates.
  • Negotiate loan terms with clients.
  • Monitor payments.
  • Maintain records of loan applications

Job role

Work location



Finance & Accounting

Role / Category


Employment type

Full Time


Day Shift

Job requirements


Min. 1 year

About company


Muthoot Fincorp Limited

Job posted by Muthoot Fincorp Limited

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