Area Technical Manager - Credit Risk - Delhi - Delhi | Aditya Birla Capital Limited | Financial Services
Job Purpose
Job Purpose Description
Key Result Areas | Supporting Actions |
Policy & Process | - Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same.
- Inputs for updating technical policy, Vendor management Policy, Audit policy.
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Vendor Management | - Vendor Empanelment for respective zones
- Periodical review of the vendors for respective zones.
- Monitoring TAT
- Resolving valuation specific queries from respective zones.
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Audit & Hind sighting | - Carrying out periodical audits of vendors for respective zones
- Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.
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Construction Finance | - Visiting Construction Finance projects.
- Due diligence of all project approvals.
- Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis.
- Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals.
- Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities.
- Preparing project life cycles & Milestones.
- Monitoring periodically the progress of projects & end use of funds for all construction finance cases.
- Quarterly progress report for construction finance projects.
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Mortgages / Home Loans / CFG/CMG | - Checking & validating valuation reports given by valuation agencies.
- Setting up of city specific process notes to identify city specific deviations & providing solutions for the same.
- Ensuring compliance with technical norms for the area in line with those set out as per the process.
- Timely collection and updating the amendments in development control regulations affecting real estate sector.
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Approved Project Facility | - Getting project reports from valuation agencies.
- Periodical maintenance & circulation of MIS for APF projects.
- Periodical monitoring of all APF projects & updating the management about progress.
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Portfolio Analysis | - Revaluation of portfolio as per approved revaluation policy.
- Monthly sampling & audit for valuation reports.
- Any other type of analysis.
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Database / MIS Management | MIS for respective Zones - MIS for APF (Monthly)
- MIS for vendor (Half-Yearly)
- MIS for Advance Disbursement Facility cases (Monthly)
- MIS for delay in disbursement for under-construction cases (Half-Yearly)
- MIS for progress for construction finance projects (Quarterly)
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