Credit Analyst

The Credit Analyst – Personal Loans is responsible for evaluating customer creditworthiness, analyzing financial information, and assessing risk to support informed lending decisions. The role ensures compliance with internal credit policies while maintaining portfolio quality.

Key Responsibilities:

• Analyze personal loan applications and assess credit risk
• Review credit reports, income documents, and financial statements
• Evaluate repayment capacity and eligibility criteria
• Recommend approval, rejection, or conditional terms
• Ensure compliance with lending policies and regulatory guidelines
• Maintain accurate credit assessment records