Credit Manager

We are hiring Credit Executives to join our growing team at Richman Fincap Limited, a trusted name in the fintech lending space. This role involves assisting with credit assessments, evaluating financials, maintaining accurate records, and ensuring compliance with internal and regulatory requirements.

Qualifications

Graduate/Post Graduate in Commerce or related field.

Key Responsibilities

Assist in credit evaluations and loan processing.

Maintain accurate and up-to-date credit and financial records.

Communicate with customers regarding loan documentation and queries.

Stay updated on RBI guidelines and compliance requirements.

Support internal departments such as Operations, Collections, and Audit.

Coordinate with clients for fulfillment of loan document requirements.

Experience & Skills

CPA in any bank/NBFC preferred.

1–2 years of experience in the banking/financial services sector.

Basic understanding of financial documents and loan products (PL, Business Loans, Unsecured Loans, etc.).

Ability to evaluate client financials and prepare CAM (Credit Appraisal Memo).

Understanding of bank statements and preparation of ABB (Average Bank Balance) as per requirement.

Basic knowledge of EMI calculations, EMI tracking, CIBIL, SOA (Statement of Account) interpretation, etc.

Strong coordination skills for interacting with clients to ensure documentation and compliance.

Why Join Us?

Opportunity to work with a fast-growing RBI-registered NBFC.

Exposure to diverse lending products in the fintech ecosystem.

Growth-oriented environment with structured career progression.

Hands-on experience with digital-first credit evaluation and loan management processes.