Credit Manager
Kotak Mahindra Bank Limited
Credit Manager
Kotak Mahindra Bank Limited
Pune
Not disclosed
Job Details
Job Description
Credit Manager-Working Capital-Credit
Role Credit Appraisal · Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities · Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training · Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business · Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend · Analyze the NPA trend like area, industry, sector etc. · Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA · Ensure qualitative portfolio · Ensure that there is no infant 12 months NPA Daily tasks: · Daily accessing the loan file · Daily case discussion with Sales team · Preparing credit underwriting for the cases assigned · Personal discussion calls with customer financials & banking · Decision making with predefined TAT · Tele-verification calls to the customer
Job role
Work location
Pune, 1780-Pune-Nyati Unitree-Samrat Ashok Road-Yerwada-MAH, 4th Floor NYATI UNITREE, Samrat Ashok Marg, (Nagar Rd ), , Pune, Maharashtra, India
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 1 year
About company
Name
Kotak Mahindra Bank Limited
Job posted by Kotak Mahindra Bank Limited
This job has expired