Zonal Manager - Retail Sales for Housing Loans

Zonal Manager - Retail Sales - Direct & DSA - Housing - EM - Sales - Pune - Bhakti Genesis - MM

Core Responsibilities:

Sales Process Management

o  Aggressively drive the sales numbers and achieve the business targets for affordable home loans in the zone while continuing to enhance and upgrade the client relationships.

o  Explore and identify new sourcing avenues and channels to increase business volumes.

o  Identify and set up new locations

o  Partner with risk & credit teams to take necessary corrective actions and maintain quality of business portfolio.

o  Conceptualize and develop activities to enhance business volumes.

o  Retain and expand the company's base of customers across all channel partners and franchisee to ensure repeat business or referrals

o  Define the sourcing funnel and align with the team on ground lead generation activities to create a reliable network of DSA / Direct Sales / Builders.

o  Facilitate the development of new builder/channel relationships with so as to penetrate new markets and thereby increase business

o  Ensure branch productivity, sales productivity and overall employee productivity in the assigned zone.

         Sales Planning and Team Management

o Develop and build the team to high levels of competency and delivery taking into consideration corporate governance.

o Optimize team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area

o Lead and supervise the sales teams for the implementation of the growth agenda through appropriate training, motivation and deployment strategies

o Manage team size by recruiting quality resources and grooming from time to time in presentation and selling skills

         Industry & Governance

o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies

o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market.

o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company