Area Business Manager - Agricultural Finance and Dealer Funding Sales
Kotak Mahindra Bank
Apply on company website
Area Business Manager - Agricultural Finance and Dealer Funding Sales
Kotak Mahindra Bank
Shrirampur
Not disclosed
Job Details
Job Description
Area Business Manager-Agri-Fin-Dealer Funding(DF) -Sales
Job Roles:
- Lead a team of Relationship Managers to oversee and expand the existing customer portfolio in the Crop Loans sector (KCC).
- Possess thorough knowledge of the local geography and cropping patterns, with the ability to swiftly recruit high-quality team members
- Oversee interest and NPA collections within the assigned area.
- Regularly monitor accounts to prevent delinquencies, maintain portfolio hygiene, ensure timely closure of post-disbursement deferrals, and perfect security measures.
- Strengthen relationships with existing customers by cross-selling additional asset and third-party products.
- Manage the renewal of existing loans.
- Collaborate with Credit and Legal teams to address customer requirements and manage disbursements
- Enhance efficiency by monitoring processes and suggesting improvements based on ground realities and market trends.
Job Requirements:
- Bachelors or Master's degree in Agriculture, Business Administration, or a related field.
- Excellent oral and written communication skills.
- Proficient in relationship management.
- Strong leadership abilities.
- Knowledge of the local market is a plus.
- At least 4-6 years of experience in rural or crop loans
Experience Level
Senior LevelJob role
Work location
Shrirampur, Maharashtra, India
Department
Banking / Insurance / Financial Services
Role / Category
Banking/Loan Sales
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 4 years
About company
Name
Kotak Mahindra Bank
Job posted by Kotak Mahindra Bank
Apply on company website