Branch Manager

Peoples Co-Operative Society

Srikakulam

₹35,000 - ₹60,000 monthly*

Fixed

₹35000 - ₹45000

Average Incentives*

₹15,000

Earning Potential

₹60,000

You can earn more incentive if you perform well

Field Job

Full Time

Min. 3 years

Basic English

Job Details

Interview Details

Job highlights

Fast HR reply

86 applicants

Benefits include: PF, Travel Allowance (TA), Petrol Allowance, Health Insurance

Job Description

Business Development:Achieve monthly and yearly targets for loan disbursements (personal loans, gold loans, business loans, etc.) and deposit mobilization (fixed deposits, recurring deposits).
Identify and acquire new customers while retaining existing ones through relationship building and superior service.
Conduct local market surveys and competitor analysis to identify new business opportunities.
Team Management:Lead and supervise branch staff, including loan officers, customer service executives, and cashiers.
Train, guide, and motivate the team to meet performance targets.
Evaluate team performance and provide necessary feedback or corrective measures.
Operations & Compliance:Ensure smooth and efficient day-to-day branch operations.
Monitor KYC, documentation, loan processing, and deposit procedures to ensure 100% compliance with NBFC and RBI guidelines.
Address internal audit observations and implement corrective actions promptly.
Credit & Risk Management:Evaluate loan applications, perform risk assessments, and recommend or approve loans within delegated authority.
Monitor collections and ensure timely recovery of dues.
Minimize NPAs through strong follow-up and customer relationship management.
Customer Relationship:Provide prompt and efficient service to customers across all products.
Handle customer grievances professionally and escalate when required.

Job role

Department

Banking / Insurance / Financial Services

Role / Category

Banking/Loan Sales

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 3 years

Education

Graduate

Skills

Field sales, Housing loan, Gold Loan Sales, Business Loans, Loan Against Property, Home Insurance, Fixed Deposits, Corporate Loans, LAP (Loan against property)