Credit Manager - Tractor and Crop Finance

Credit Manager - Tractor and Crop Finance-Tractors and Farm Equipments (TFE)-Credit

Grade-M2/M3

Job Role - Credit Manager

ob Role: 
•             Enhancement of Deposit pool from Customers 
•             Establishing standards and delivery of service 
•             Sale of non-deposit products. Cross selling targets progressively 
•             Sale of MF and Insurance products 
•             Fee Income 
•             Branch Administration 
•             Regulatory Compliance 
•             Manage productivity and overall morale of branch team members 
•             Overall responsible for break-even and P&L of branch 
  
Job Requirements: 
•             Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities 
•             Must have had Sales experience and exposure, preferably of Liabilities products 
•             Qualifications- MBA / CA/ CAIB  
•             Good Leadership skills (though more tactical than strategic) 
•             Thinker: Doer – 40:60 
•             In-depth understanding of financial instruments, markets and macro micro economic processes 
•             Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT” 
•             Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

Experience Level

Mid Level