Insurance Agent/Advisor

🔹 Job Overview

An LIC Insurance Agent helps people secure their future by offering suitable life insurance plans. The role includes understanding customer needs, suggesting the right policy, and providing long-term service. This is a flexible, respected, and high-income opportunity suitable for housewives, students, professionals, retirees, and business owners.

🔹 Key Responsibilities

1. Prospecting & Lead Generation

Identify potential customers through personal contacts, social media, field activity, and referrals.

Build and maintain a customer database.

2. Understanding Client Needs

Analyze clients' financial goals, family situation, and risk profile.

Suggest suitable LIC plans for protection, savings, retirement, and investment.

3. Policy Presentation & Sales

Explain plan benefits, features, premiums, riders, and bonuses.

Help customers choose appropriate policies.

4. Customer Service

Assist clients in filling proposal forms and documentation.

Support clients with policy servicing: payments, claims, changes, loan facilities, etc.

5. Relationship Building

Maintain long-term relationships with customers.

Work consistently to get referrals from satisfied clients.

6. Professional Development

Attend LIC training sessions, meetings, and workshops to enhance sales skills.

Stay updated about LIC products, new schemes, and regulatory guidelines.

🔹 Required Skills

Good communication & convincing skills

Positive attitude & willingness to learn

Basic understanding of finance (not compulsory)

Self-motivated & goal-oriented

Ability to build trust and relationships

🔹 Eligibility Criteria

Minimum Age: 18 years

Education: Minimum 10th pass (Urban area – 12th pass preferred)

Must pass the IRDAI licensing exam (training provided by LIC)

🔹 Benefits of Becoming an LIC Agent

Unlimited earning potential

High commissions + bonuses + club membership benefits

Work according to your own time and location

Life-long income through renewal commissions

Recognition: Awards, foreign trips, MDRT opportunities

No boss, no fixed working hours

🔹 Why Choose LIC?

Largest and most trusted life insurance company in India

Strong brand value and excellent training support

Huge product range for every customer need

Excellent reward and recognition system.