Loan Executive

Loan Officer Job Responsibilities:

Advises clients about the risks, consequences, and benefits of alternative lending solutions.

Develops loan applications by evaluating applicant information and documentation.

Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.

Evaluates loan applications and documentation by informing applicant of additional requirements.

Rejects loans by explaining deficiencies to applicants.

Schedules and tracks closing dates, contingency dates, and loan lock expirations.

Approves loans by issuing checks or forwarding applications to loan committee.

Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.

Prepares and submits timely and accurate loan files.

Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.

Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.

Helps customers by answering questions and responding to requests.

Maintains customer confidence by keeping loan information confidential.

Accomplishes bank mission by completing related results as needed.