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Elite Relationship Manager-Household-BRANCH BANKING-Relationship ManagementWe are seeking a high-performing and customer-focused Elite Relationship Manager to manage and grow relationships with High Net Worth (HNW) clients. This role involves acquiring new clients, deepening existing relationships, and offering tailored banking solutions across liabilities, commercial assets, and investment products. The ideal candidate will have strong financial acumen, excellent interpersonal skills, and a passion for delivering exceptional customer service.
Develop and expand relationships with High Net Worth customers for liabilities and commercial assets
Ensure high levels of customer service and adherence to bank policies
Cross-sell a wide range of banking products to deepen client engagement
Educate clients about new products and enhancements to strengthen relationships
Plan and execute targeted sales initiatives and client engagement events
Collaborate with group companies to offer integrated financial solutions
Maintain detailed records of client interactions and relationship history
Monitor and resolve customer complaints and queries within defined turnaround times (TAT)<h4>Experience Level</h4>Mid Level

Assistant Relationship Manager

Relationship Manager-Loan Against Property-SalesWe are looking for a driven and experienced Sales Manager to lead the Loan Against Property (LAP) business vertical within the Secured Assets division of the Consumer Bank. This role involves managing sales and distribution through cross-channel and open market sources, acquiring retail customers for funding against residential, commercial, and industrial properties, and driving business growth through strategic builder tie-ups and project approvals. The ideal candidate will have a strong background in secured loan sales, excellent customer relationship management skills, and the ability to manage and train Direct Sales Teams (DSTs) and Direct Marketing Agents (DMAs). The role also includes cross-selling banking products, ensuring top-class customer service, and coordinating with internal departments for seamless processing.
We are looking for a driven and experienced Sales Manager to lead the Loan Against Property (LAP) business vertical within the Secured Assets division of the Consumer Bank. This role involves managing sales and distribution through cross-channel and open market sources, acquiring retail customers for funding against residential, commercial, and industrial properties, and driving business growth through strategic builder tie-ups and project approvals.

The ideal candidate will have a strong background in secured loan sales, excellent customer relationship management skills, and the ability to manage and train Direct Sales Teams (DSTs) and Direct Marketing Agents (DMAs). The role also includes cross-selling banking products, ensuring top-class customer service, and coordinating with internal departments for seamless processing.<h4>Experience Level</h4>Mid Level

Loan Manager

Team Member-SUPPORT SERVICES-Credit Monitoring GroupRegulatory Reporting- Team Member, Mumbai 



Department
Credit Monitoring Team


Location
Mumbai


Number of Positions
1


Role &amp; Responsibility
Policies / Process / Board note formation and Celling / Exposure monitoring 


Position Grade
M6 / M7



      <ol><li>Policy formation &amp; implementation</li></ol> <ul><li>In charge of Pan Bank Board policy of credit department. Shall be responsible for drafting Board Policy for wholesale and retail credit.     </li><li>Shall also be responsible for drafting processes for implementation of such policy which get placed in Board level committees and other senior management committee. </li><li>Should ensure that policy and processes are modified on timely basis in adherence to changes in RBI regulations and circulars.</li><li>Analysing the market trends / practices and benchmarking of policies with the market.</li><li>Interacting with cross functional teams, understanding the current practice and accordingly recommending the policy / process changes. </li><li>Monitoring the implementation of signed off policies/ process, identifying gaps and taking corrective action.</li></ul>  <ol><li>Limits/ Celling Monitoring </li></ol> <ul><li>Monitoring of NBFC exposure celling, Environmental, Social &amp; Governance (ESG) celling and Group consolidation CAP of large exposure of the bank at frequent interval. </li><li>Setting up the process for automating the process of celling / CAP monitoring and ensuring that output is as per requirement. </li><li>Highlighting the derivation/ red alert in case any deviation or higher utilization of actual limit. </li><li>Releasing frequent MIS to senior management. </li></ul> <ol><li>RBI indent / Audit requirement: </li></ol> <ul><li>Understanding RBI requirement and ensuring revert submission within timeline.</li><li>Identifying department/ division of the bank for RBI revert and co-ordinating with team for revert submission.</li><li>Providing data / information / explanation to RBI auditor, Statutory / internal and concurrent auditor as per requirement and within timeline. </li><li>Tracking and implementing all the changes suggested by Regulator / Auditor. </li></ul> <ul><li>Master’s degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field.</li><li>At least 8 - 10 years of experience in credit underwriting or as a lead in policy / process team. </li><li>Knowledge of Policy drafting, Credit Appraisal, Credit Monitoring or regulatory requirements.</li><li>Experience in automation of manual process and monitoring the change. </li><li>Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. </li><li>Written and verbal communication skill with the ability to present information clearly and concisely.</li></ul> <h4>Experience Level</h4>Senior Level

Credit Operations Manager

Relationship Manager - Commercial Vehicles-SCV - Small Commercial Vehicle-Retail SalesWe are seeking a motivated and experienced Relationship Manager to lead sales and customer engagement in the Small Commercial Vehicle (SCV) segment. The role focuses on deposit mobilization, cross-selling financial products, and ensuring operational excellence at the branch level. The ideal candidate will bring strong sales expertise, leadership qualities, and a customer-centric approach to drive business growth.
Portfolio Management:
Manage and maintain the existing portfolio of Small Commercial Vehicle (SCV) customers, ensuring consistent engagement and service delivery.

Loan Handling:
Oversee the end-to-end process of Commercial Vehicle loans (both new and used), from customer onboarding to loan disbursement.

Loan Processing:
Facilitate the complete loan process for vehicle financing, ensuring smooth documentation, verification, and timely approvals.

Collections Follow-Up:
Regularly follow up with customers for EMI payments and address arrears to ensure timely collections and minimize delinquencies.

Market Development:
Explore and develop new market areas, gathering relevant market intelligence to support business growth and strategy.

Sales Generation:
Proactively identify and create new market opportunities to drive sales and expand the customer base.

Relationship Building:
Establish and maintain strong relationships with vehicle dealers and existing clients to foster trust and long-term engagement.<h4>Experience Level</h4>Mid Level

Relationship Manager

Premier Acquisition Manager-RL SALES-SalesThe Premier Acquisition Manager is responsible for acquiring and managing relationships with High Net-Worth Individuals (HNIs) for retail loan products. The role focuses on building a strong CASA (Current Account Savings Account) book, selling third-party products (TPP), and generating revenue through high-value customer engagement. The candidate should possess strong coordination skills, a customer-centric approach, and prior experience in portfolio management.
Acquire new HNI customers for retail loan products and banking services.
Drive revenue through cross-selling of third-party products (TPP) such as insurance, mutual funds, etc.
Build and grow CASA book size by onboarding quality customers.
Maintain and nurture relationships with existing HNI clients to ensure long-term engagement.
Coordinate effectively with internal teams including credit, legal, operations, and product teams.
Ensure compliance with KYC norms and proper documentation for all customer acquisitions.
Provide end-to-end support to customers and channel partners, ensuring timely updates and resolution.
Leverage existing customer base to generate new business opportunities.<h4>Experience Level</h4>Mid Level

Acquisition Manager

Customer Assistance Manager-Consumer Durables-Hardship Assistance UnitWe are looking for a dynamic and experienced Portfolio Manager to oversee collections and asset recovery for retail loan portfolios. The ideal candidate will have a strong background in collections, team management, and legal coordination, with the ability to operate both strategically and on the ground.
Collections Management: Monitor and maintain collection efficiency across assigned portfolios. Ensure timely follow-ups and resolution of delinquent accounts. Analyze collection trends and implement corrective actions. Repossession &amp; Recovery: Manage repossession activities in coordination with repossession agents. Oversee the sale of repossessed assets to maximize recovery. Ensure compliance with legal and regulatory requirements during repossession. Agency &amp; Field Coordination: Liaise with external collection agencies and field executives. Provide training and guidance to the collections team. Conduct field visits when necessary to support recovery efforts. Legal &amp; Compliance: Coordinate with legal teams for initiating and following up on legal actions. Ensure all documentation and processes are in line with bank policies and regulatory norms.<h4>Experience Level</h4>Mid Level

Customer Support Manager

Branch Manager-BRANCH BANKING-Branch HeadAs a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products
Drive enhancement of the deposit pool from existing and new customers.
Ensure high standards of customer service delivery across all touchpoints.
Promote and achieve cross-selling targets for non-deposit products.
Lead sales initiatives for Mutual Funds and Insurance products.
Generate fee-based income through strategic product offerings.
Oversee branch administration and ensure smooth day-to-day operations.
Ensure full compliance with regulatory and internal guidelines.
Foster a productive and motivated branch team environment.
Take ownership of the branch’s Profit &amp; Loss and break-even performance.
Collaborate with internal stakeholders for product innovation and marketing initiatives.<h4>Experience Level</h4>Executive Level

Branch Manager

Team Member- BCP Risk-Support Services-Operational Risk Job Role :  <ul><li>Assist in Embedding BCP in Organization Culture</li><li>Assist in maintaining, testing and improving our BCP framework </li><li>Ensuring BCP testings are conducted as per schedule </li><li>Assisting in Implementation of BCP in various departments of the Bank </li><li>Periodic review of BCP documents to minimize risk and ensure that continuity is maintained  </li><li>Tracking of Major Incidents  and Serving as a key liaison during incident response and recovery efforts  </li><li>Assisting in co-ordination with various stakeholders and ensure that actionable of the BCM Committee and executed within the stipulated time frame  </li><li>Ensuring Compliance / Regulatory requirements are met as per timelines</li><li>Assisting /Handing of various audits viz Regulatory / Statutory/ Internal Audits  </li><li>Use of Automation in BCP </li></ul> Job Requirements: <ul><li>Relevant suitable experience and ability to liaison /work with cross functional teams/ business teams</li><li>MBA / CA preferred </li><li>Proficient in MS Office (MS Word, Excel, PowerPoint) </li><li>Excellent communication, coordination , analytical and project  management skills </li><li>Effective oral and written communication </li><li>Sound logical reasoning capabilities</li><li>Motivated and Detailed Oriented team member with an initiative of self-learning and development </li></ul>

Risk Officer

Associate III Infrastructure Engineering-SUPPORT SERVICES-IT InfraJob DescriptionJob Title
User Access Management  - Active Directory


Department
IT


Grade
M2


Location  
Mumbai


Reporting To 
Amita Potkule



 <ol><li>Position Purpose </li></ol>



Managing Microsoft Active Directory and Exchange operations and processing access requests from employees or external users, ensuring accuracy and adherence to access control policies. Perform periodic User Access Review and Monitoring in accordance with defined guidelines and ensuring audit readiness.



 <ol><li>Position Responsibilities</li></ol>Sr. No. Key Responsibilities


1
Proficient in Escalation management


2
Sound knowledge of Microsoft Active Directory and User Access Management


3
Knowledge of AD and Exchange operations.


4
Managing the Vendor team to provide end user support


5
Good communication and presentation skills



 <ol><li>Qualifications and Experience Requirement</li></ol>Experience
 


Essential

5 to 6 years relevant experience <ol><li>Competency Requirements</li><li>Technical Skills</li></ol>SkillAttribute


AD, User Access Management, O365, Automation 
Details in Annexure  <ol><li>Behavioural Skills</li></ol>SkillAttribute


Good Communication, Team Management

      Annexure <ul><li>Access Request Review: Process access requests from employees or external users, ensuring accuracy and adherence to access control policies</li><li>Manage user accounts and access permissions: UAM analysts are responsible for creating, modifying, and deactivating user accounts within the organization's identity management system. </li><li>Collaborate for precise access control: UAM analysts work closely with the UAM team to ensure that individuals within the organization are granted the appropriate level of access to resources. This collaboration helps maintain the balance between security and operational efficiency.</li><li>Administer the UAM system daily: This involves the routine management of the identity and access management system, including tasks like user provisioning, deprovisioning, and more.</li><li>Troubleshoot and resolve UAM issues: When problems or issues related to identity and access management occur, UAM analysts step in. They troubleshoot and resolve these issues promptly to minimize disruption.</li><li>Review access control reports for security: They regularly review access reports to identify potential risks or violations. This proactive approach helps maintain a secure access environment and minimizes the risk of unauthorized access.</li></ul> Work Exposure:<ul><li>Relevant experience in BFSI sector</li><li>Experience in driving automation projects</li><li>Exposure of Active Directory and Microsoft exchange (O365).</li></ul> <h4>Experience Level</h4>Mid Level

Systems Administrator Assistant

Credit Manager-Working Capital-CreditWe are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.
Manage a team of Credit Managers and oversee underwriting activities.
Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based).
Ensure high-quality underwriting and support branch business targets through training.
Conduct customer visits for personal discussions and deal structuring.
Monitor portfolio quality through regular review of monitoring reports.
Evaluate proposals for Home Loans and Loan Against Property.
Make credit decisions within defined turnaround times (TAT).
Understand property-related aspects such as legal title and market value.
Coordinate with sales, operations, legal, technical, and customer service teams.
Implement head office and local credit policies at the ground level.
Mentor CPAs and monitor their productivity and output quality.<h4>Experience Level</h4>Mid Level

Credit Manager

Manager-Process and Compliance-Digital Banking Kotak 811-Regional SalesThis is an Internal document. Role Title Manager-Process and Compliance Function Digital Banking Kotak811 – Regional Sales Job Location BKC- Mumbai Job Role 1.Ensure compliance with SEBI &amp; IRDAI regulations, circulars, guidelines and codes of conduct 2. Monitor and interpret new regulatory developments and assess their impact on the organization 3. Draft, review and implement compliance policies, procedures and internal controls in line with SEBI &amp; IRDA requirements 4.Handle correspondence and inspection queries (if any) from SEBI &amp; IRDA 5.Conduct internal compliance audit and reviews to ensure adherence to applicable regulations 6. Provide compliance advisory support to business teams on regulatory implications of new products, marketing materials and customer communications 7. Support senior management in implementing risk management and governance frameworks Requirement/Qualifications 1. Graduate/Post graduate 2. 5-10years’ experience in compliance or regulatory affairs in Bank/Mutual Fund/Insurance sector/Brokers etc. 3. Experience in handling regulatory inspections, audits and submissions 4. High integrity, attention to detail and ability to work independently under minimal supervision.<h4>Experience Level</h4>Mid Level

Legal Manager

Software Developer Engineer in Test 1-Digital Banking Kotak 811-Regional SalesAbout Us Kotak811 is a completely digital, in-your-phone, mobile bank. It was founded in 2016 to help India adapt, evolve, and eventually overcome the barrier of digital banking and make it accessible to all. Our sole aim is to bring you the excitement and ease of digital banking with the trust and reassurance of Kotak Mahindra Bank’s experience and legacy. Incubated by Kotak Mahindra Bank, Kotak811 is where innovation meets banking to offer the user the most seamless banking experience there has ever been. (Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Indian residents only) which acts as a one-stop solution for all your financial needs and day to-day transactions.) Equal Employment Opportunity: All employment decisions shall be made without regard to age, race, creed, colour, religion, sex, national origin, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by the state, or local law. Kotak 811, is committed to providing equal employment opportunities Role name - SDET 1- Software Engineer - Test Job Purpose: Understand the requirement in detail and perform quality tasks, encompassing Functionality Testing, API's Integration, Micro services and Mobile App Testing. Ownership of end-to-end delivery from the quality perspective. Ability to come up with corner scenarios to deliver great product to our end users. Job Requirements Years of Experince: 3 to 5 Years Roles &amp; Responsibilities:  Delivering great software with a strong sense of ownership.  Analyse software quality requirements and test plans  Proven experience in test automation frameworks with Java and Python.  Experience in API testing and validating Rest/Soap services using Rest Assured | Http Client.  Experience in automation testing of mobile native and hybrid applications using Appium.  Collaborate closely with the scrum team to drive testability in solution design and promote best test engineering practices in the development process.  Establish traceability and coverage through effective mapping of test cases and scripts to acceptance criteria as defined in the user story.  Knowledge/experience in a test driven development environment and automation using CI/CD.  Understanding of financial markets, experience in testing of banking software a plus.

Software development engineer in test

Branch Manager-BRANCH BANKING-Branch HeadAs a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products
Drive enhancement of the deposit pool from existing and new customers. Ensure high standards of customer service delivery across all touchpoints. Promote and achieve cross-selling targets for non-deposit products. Lead sales initiatives for Mutual Funds and Insurance products. Generate fee-based income through strategic product offerings. Oversee branch administration and ensure smooth day-to-day operations. Ensure full compliance with regulatory and internal guidelines. Foster a productive and motivated branch team environment. Take ownership of the branch’s Profit &amp; Loss and break-even performance. Collaborate with internal stakeholders for product innovation and marketing initiatives.<h4>Experience Level</h4>Executive Level

Credit Manager-Alternate Asset Group-ARD Funded High Teen Products   The key responsibilities of the role will be as follows: <ul><li>Assessment of credit worthiness of potential customers with a ticket size  of 10.00 Cr to  200.00 Cr</li><li>Structuring &amp; customizing the products to suit the customer’s requirements, keeping  in mind the risk profile, cash flows and security.</li><li>Presenting the proposals to Approving  authorities.</li><li>Work closely with the Business Team. </li><li>Responsible for the end to end monitoring of the portfolio</li></ul> Job Requirement :  <ul><li>Preferably 5 years of experience in Banks / NBFCs in a Credit role</li><li>Good analytical &amp; managerial skills.</li><li>Good Communication and proposal writing Skills</li><li>Ticket Size Exposure : 10.00 Cr to  200.00 Cr</li></ul> <h4>Experience Level</h4>Mid Level

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Kotak Mahindra Bank Jobs - 2571 Verified Vacancies

Assistant Relationship Manager

Loan Manager

Credit Operations Manager

Relationship Manager

Acquisition Manager

Customer Support Manager

Branch Manager

Risk Officer

Systems Administrator Assistant

Credit Manager

Legal Manager

Software development engineer in test

Branch Manager

Credit Manager