A

  Job Specification

1

Company Name

:

Muthoot Fincorp Limited

2

Position / Designation

:

Relationship Officer –  MORTGAGES (Secured & Unsecured Lending Business)

3

Grade

:

4

Employment Type

:

All Employment Type

5

Reporting to – 

Designation & Grade

:

Branch Business Manager – Mortgage (Secured & Unsecured Lending Business)

6

No. of Reportees,

Designation & Grade

:

Individual Role

7

Main Tasks & Areas of Responsibility

:

• To find new micro markets and empanel good quality referral partners to scale up Micro LAP business 
• Work in the Area assigned by the Branch Business Manager and generate leads
• Finding New Micro Markets & adding new micro markets every month for sourcing.
• Discover New Referral Partner / Connectors in the Micro Markets for business development.
• Cold Calling to the potential customer base to generate business
• Daily Sales Calls as per the Plan submitted to BBM
• To nurture and develop excellent relationship with the Referral Partners / Connectors
• To Activate Referral Partners for new business
• To give doorstep service to customers – at their residence or office.
• To learn the Organisation’s policies, and source files as per the policy.
• To Act as the Eyes & Ears of the Organisation while working in the Market for new opportunities, information and sharing them to Branch Business Manager 
• To Support the Customers in terms of end -to- end loan processing.
• To act as the Bridge between Customers and the Branch
• To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing.
• To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.
• To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working.
• Retain existing live loan customers.

8

Skills and Exposure

:

• A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
•  

Atleast 2 years’ experience in working in Retail Assets especially Home Loans and Loan Against Property business.     Exposure to Affordable segment preferred.

•  Excellent interpersonal and verbal communication skills

• Be a Go – Getter.

9

Special Requirements (If any)

:

 Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.

10

Job Location / State

:

Pan India

11

Compensation Band

:

As per policy

12

Entitlements

:

As per policy

13

Stake Holders

:

Should be able to manage multiple stakeholders and collaborate with Branch, State, Zonal teams

B

15

Educational Qualification / Technical Certification

:

Any Graduation / Plus 2 with experience / Xth with Mortgage experience 

16

Skill Sets

:

Experience in Home Loans / Mortgages Sales & distribution

17

Communication Skills

:

Good oral, written and presentation skills

18

Experience

:

2+ years of experience in Mortgages / Home Loans Industry 

19

Behavioral Competencies

:

Uncompromising ethical standards and discipline expected

20

Other Requirements (If any)

:

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