Loan Officer

Paytm

Bengaluru/Bangalore

₹16,000 - ₹35,000 monthly*

Fixed

16000 - ₹25000

Average Incentives*

10,000

Earning Potential

35,000

You can earn more incentive if you perform well

Field Job

Full Time

Any experience

No English Required

Job Details

Interview Details

Job highlights

Urgently hiring

Fast HR reply

HR responded to 100% candidates in last 1 days

180 applicants

Benefits include: PF, Travel Allowance (TA), Petrol Allowance, Health Insurance

Job Description

Job Title: Loan Officer


Qualification:

Candidate’s highest qualification has to be 12th Pass or above to be eligible for the Interview for the Loan Officer.


1) Evaluate credit worthiness by processing loan applications and documentation within specified limits

2) Interview applicants to determine financial eligibility and feasibility of granting loans

3) Determine all applicable ratios and metrics and set up debt payment plans

4) Communicate with clients either to request or to provide information

5) Justify decisions (approvals/rejections) and report on them

6) Complete loan contracts and counsel clients on policies and restrictions

7) Update job knowledge on types of loans and other financial services

8) Maintain and update account records

9) Assess customer needs, explore all options and introduce different types of loans

10) Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

11) Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process


What’s Exciting! :

•Retention Bonus: Earn an additional 5000! (Conditions Apply*)

•Fast-track Promotion Opportunity to Senior Sales Officer in just 3 months.

•Referral Bonus: Get 1000 for every successful hire you bring in.

•Incentives of up to 30,000 to boost earnings!


Other Benefits:

•Medical Insurance for the Sales Trainee and Sales Officer and their dependents

•Exciting Rewards and Recognition Programs based on day-to-day earnings.


Mandatory documents:

•Aadhaar Card

•PAN Card

•Education details/documents (All mark sheets/degree certificates)

•Bank account details (Picture of Passbook or cancelled Cheque)



Languages: Kannada

Job role

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

Education

10th or Below 10th

Past role/category experience

Lending Operations, Banking/Loan Sales

English level

No English Required

Age limit

18 - 40 years

Gender

Male

About company

Name

Paytm

Address

Bangalore, Karnataka, India

Job posted by Paytm

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