Loan Officer
Paytm
Loan Officer
Paytm
Bengaluru/Bangalore
₹16,000 - ₹35,000 monthly*
Fixed
₹16000 - ₹25000
Average Incentives*
₹10,000
Earning Potential
₹35,000
You can earn more incentive if you perform well
Job Details
Interview Details
Job highlights
Urgently hiring
Fast HR reply
HR responded to 100% candidates in last 1 days
180 applicants
Benefits include: PF, Travel Allowance (TA), Petrol Allowance, Health Insurance
Job Description
Job Title: Loan Officer
Qualification:
Candidate’s highest qualification has to be 12th Pass or above to be eligible for the Interview for the Loan Officer.
1) Evaluate credit worthiness by processing loan applications and documentation within specified limits
2) Interview applicants to determine financial eligibility and feasibility of granting loans
3) Determine all applicable ratios and metrics and set up debt payment plans
4) Communicate with clients either to request or to provide information
5) Justify decisions (approvals/rejections) and report on them
6) Complete loan contracts and counsel clients on policies and restrictions
7) Update job knowledge on types of loans and other financial services
8) Maintain and update account records
9) Assess customer needs, explore all options and introduce different types of loans
10) Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
11) Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
What’s Exciting! :
•Retention Bonus: Earn an additional 5000! (Conditions Apply*)
•Fast-track Promotion Opportunity to Senior Sales Officer in just 3 months.
•Referral Bonus: Get 1000 for every successful hire you bring in.
•Incentives of up to 30,000 to boost earnings!
Other Benefits:
•Medical Insurance for the Sales Trainee and Sales Officer and their dependents
•Exciting Rewards and Recognition Programs based on day-to-day earnings.
Mandatory documents:
•Aadhaar Card
•PAN Card
•Education details/documents (All mark sheets/degree certificates)
•Bank account details (Picture of Passbook or cancelled Cheque)
Languages: Kannada
Job role
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Any experience
Education
10th or Below 10th
Past role/category experience
Lending Operations, Banking/Loan Sales
English level
No English Required
Age limit
18 - 40 years
Gender
Male
About company
Name
Paytm
Address
Bangalore, Karnataka, India
Job posted by Paytm
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