Loan Officer - Microfinance
Tata Capital Finance Ltd
Loan Officer - Microfinance
Tata Capital Finance Ltd
Gorakhpur
Not disclosed
Job Details
Job Description
Loan Officer - Microfinance Business - Gorakhpur - Prahalad Rai Trade Centre (2nd Floor) - J Grades
- To ensure the achievement of disbursement targets with minimum delinquency
- Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
- Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
- Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
- Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
- Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
- Undertake regular field visits, Centre Meeting and loan applicants
- Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
- Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
- Ensuring weekly / daily meetings & visit to centre
- Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
- Basic understanding about Microfinance business and JLG model working would be preferred.
Key Skills
- Relationship management, Business sourcing
- Flair for sales
- Understand critical attributes of customer service
Education Graduate in any discipline
Job role
Work location
Gorakhpur, Gorakhpur - Prahalad Rai Trade Centre (2nd Floor), 2nd Floor, Prahalad Rai Trade Centre, Ayodhya Crossing Centre, Bank Road, Gorakhpur,Uttar Pradesh - 273001, India
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Any experience
About company
Name
Tata Capital Finance Ltd
Job posted by Tata Capital Finance Ltd
This job has expired