Loan Officer - Microfinance

Tata Capital Finance Ltd

Gorakhpur

Not disclosed

Work from Office

Full Time

Any experience

Job Details

Job Description

Loan Officer - Microfinance Business - Gorakhpur - Prahalad Rai Trade Centre (2nd Floor) - J Grades

  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying  Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants  
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service

Education  Graduate in any discipline

Job role

Work location

Gorakhpur, Gorakhpur - Prahalad Rai Trade Centre (2nd Floor), 2nd Floor, Prahalad Rai Trade Centre, Ayodhya Crossing Centre, Bank Road, Gorakhpur,Uttar Pradesh - 273001, India

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Any experience

About company

Name

Tata Capital Finance Ltd

Job posted by Tata Capital Finance Ltd

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