Credit Manager
DCB bank
Credit Manager
DCB bank
Ludhiana
Not disclosed
Job Details
Job Description
CREDIT MANAGER
Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training. Conduct personal discussion with customers to establish Credit worthiness. Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Interact with Customers & understand the business and regularly monitor delinquencies. Decision making within defined TAT Understanding of property/collateral related knowledge (like legal title and market value of the property) Vendor TAT management, Vendor Visits, Vendor payments. Credit underwriting on the customer to make sure that customer fits into various lending parameters. Identify strengths and risks for any proposal and prepare a SWOT analysis around it. Regular interaction with the FI agency, Legal, Technical team, RCU team for timely reports. Responsible for PDD monitoring and collateral management. Coordination with Operations team for disbursal and PDD process. Ensure all MIS are prepared and published within defined timelines.Job role
Work location
LUDHIANA
Department
Banking / Insurance / Financial Services
Role / Category
Lending Operations
Employment type
Full Time
Shift
Day Shift
Job requirements
Experience
Min. 5 years
About company
Name
DCB bank
Job posted by DCB bank
This job has expired