Credit Officer

Muthoot Fincorp Limited

Manali

Not disclosed

Work from Office

Full Time

Min. 2 Years

Job Details

Job Description

CREDIT OFFICER

1.Company Name : Muthoot Fincorp Ltd.

 2 Position/Designation : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS 

3 Grade : C1

 4 Department : SECURED & UNSECURED LENDING BUSINESS

 5 Sub Department(if any) : CREDIT 

6 Employment Type : Probationer 

 Job Role : CREDIT OFFICER-SECURED & UNSECURED LENDING BUSINESS 

 Reporting to - Designation and Grade : CREDIT MANAGER-SECURED & UNSECURED LENDING BUSINESS-D1 

Main Tasks : 1. Meet customer's business premises and residence and conduct a detailed verification. 2. Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity. 4. Gather all relevant information thru discussion & documents to make a proper credit analysis. 5 Areas of Responsibility : 1. Timely customer meetings. 2. 100% compliance to right credit underwriting procedures. 3. maintain TAT within product guidelines. 4. focus Delinquency triggers as per product norms. 

 SkillSets : Unsecured Micro /small ticket /Biz loan credit experience. LAP credit experience. 

Communication Skills : Excellent communication Skills – English language fluency - both verbal and written. 

 Total Experience : 3Year(s)0 Month(s) 

Behavioural Competencies : Need to be a Team player Ability to work stretch/MultiTasking Environment. Effective Communication ability at different levels. Adaptable to complex Work environments& live Organizational values. 



Job role

Department

Banking / Insurance / Financial Services

Role / Category

Lending Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 2 years

About company

Name

Muthoot Fincorp Limited

Job posted by Muthoot Fincorp Limited

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