Branch Business Manager - Secured & Unsecured Lending

Muthoot Fincorp Limited

Sultanpur

Not disclosed

Work from Office

Full Time

Min. 5 years

Job Details

Job Description

Branch Business Manager

Job Description

 

A

  Job Specification

1

Company Name

:

Muthoot Fincorp Limited

2

Position / Designation

:

Branch Business Manager – Secured & Unsecured Lending Business

3

Grade

:

 

4

Employment Type

:

All Employment Type

5

Reporting to – 

Designation & Grade

:

State Business Manager – Secured & Unsecured Lending Business

6

No. of Reportees,

Designation & Grade

:

5 RMs / BSMs; 1 Collections Officer

 

7

 

Main Tasks & Areas of Responsibility

:

  • Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget
  • Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.
  • To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna)
  • To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning
  • To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.
  • To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.
  • To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
  • To Watch closely the Competition activities and report the same to the Zonal and National teams.
  • To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.
  • To Attract & Retain High Performers in the Team.
  • To Retain existing live loan customers.
  • To effectively liaison with law authorities for resolving conflicts if any.

 

8

Skills and Exposure

:

  • A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
  • Proven ability to Recruit and Retain high performing RO/RM/BSMs.

 

  • Atleast 5 years experience in  leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members.

 

  • Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.

 

  •  Excellent interpersonal and verbal communication skills

 

  • Ability to Work & Deliver business targets under pressure 

 

  • Working knowledge of Collections/ Recoveries.

 

  • Be Accountable for Portfolio Quality of the Location.

9

Special Requirements (If any)

:

 Direct team managing experience mandatory

Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.

10

Job Location / State

:

Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh, 

11

Compensation Band

:

As per policy

12

Entitlements

:

As per policy

13

Stake Holders

:

Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams

B

 

15

Educational Qualification / Technical Certification

:

Any UG/PG or MBA

16

Skill Sets

:

Experience in Home Loans / Mortgages, with team handling skill sets.

17

Communication Skills

:

Good oral, written and presentation skills

18

Experience

:

5+ years of overall experience 

19

Behavioral Competencies

:

Uncompromising ethical standards and discipline expected

20

Other Requirements (If any)

:

-

  

Job role

Work location

SULTANPUR

Department

Banking / Insurance / Financial Services

Role / Category

Banking Operations

Employment type

Full Time

Shift

Day Shift

Job requirements

Experience

Min. 5 years

About company

Name

Muthoot Fincorp Limited

Job posted by Muthoot Fincorp Limited

Apply on company website