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Au Small Finance Bank Limited

Anywhere in India

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Ahmedabad (Rural) District Court

Sarkhej-Bavla Cross Road

Job PurposeTo source, process, and manage gold loan customers while ensuring compliance with AU Small Finance Bank’s policies, maintaining high service standards, and achieving assigned business targets.

Key Roles & Responsibilities
Business Sourcing & Sales Source new customers for gold loan products through:
Local market activities
References and repeat customers
Achieve monthly and quarterly gold loan disbursement and portfolio targets.
Promote AU Bank’s gold loan schemes, interest rates, tenure options, and benefits to customers.
Identify upselling and cross-selling opportunities where applicable.
Other RequirementsWillingness to travel locally for business sourcing
Ability to work in a target-driven environment
Understanding of branch banking operations



Other Requirements
Willingness to travel locally for business sourcing
Ability to work in a target-driven environment
Understanding of branch banking operations



Relationship Officer Gold Loan

Sonegaon

Shankar Nagar

Proactively acquire new gold loan customers through branch walk‑ins, local market outreach, and referrals to meet business targets.
Manage the complete gold loan process including customer interaction, documentation, coordination for appraisal, and timely disbursal.
Provide high‑quality customer service by addressing queries, handling renewals/top‑ups, and building long‑term customer relationships.
Identify opportunities to cross‑sell relevant banking and financial products to increase customer value and branch revenue.
Strictly adhere to bank policies, KYC norms, gold handling procedures, and audit requirements to ensure compliant and error‑free operations.





Gold Appraiser

Porur

AU Small Finance Bank is currently hiring for Sales Officer roles in Chennai, specifically focusing on Credit Card sales in the "Open Market" channel. 
Job Details at AU Small Finance Bank (Chennai)
Position: Sales Officer - On-roll (Credit Card).
Location: Key hiring areas in Chennai all location
Salary & Benefits: Salaries for field sales roles typically range from ₹17,000 to ₹24,000 per month, depending on experience. Most roles include incentives plus benefits like PF, Insurance, and Medical.
Experience Required: Candidates generally need 6+ months of experience in sales (ideally credit cards), though some entry-level roles may accept 0-3 years.
Requirements: A two-wheeler and license are often essential for field sales roles. Educational requirements typically include being a Diplomo or Graduate. 



Credit Card Sales Executive

Darshali

Mandvi

We are looking for Credit Card Sales Executive with strong experience in customer acquisition, product pitching, and achieving monthly sales targets. Skilled in explaining credit card features, benefits, fees, and eligibility to customers clearly and confidently. Proven ability to build customer trust, handle objections, and close sales through direct marketing and field sales. Self-motivated, target-oriented, and capable of working under pressure to meet business go.


I.I.T.Main Gate

Mumbai

Salwad

Job Overview:

We are looking for dynamic and result-oriented individuals to join our team as Credit Card Sales Executives. The role involves acquiring new customers through open market channels and achieving assigned sales targets. Both freshers and experienced candidates are welcome.

Key Responsibilities:
Acquire new customers for credit cards through open market sourcing
Conduct field sales activities, including cold calling and lead generation
Explain product features, benefits, and eligibility criteria to potential customers
Meet and exceed monthly sales targets
Build and maintain strong relationships with customers
Identify new business opportunities and expand customer base
Ensure proper documentation and follow compliance guidelines
Provide basic after-sales support to customers

Functional Competencies:

Willingness to travel extensively for field sales
Ability to interact with new customers daily
Basic understanding of sales processes (training will be provided for freshers)

Behavioral Competencies:

Strong communication and interpersonal skills
Good negotiation and persuasion abilities
Target-driven with a results-oriented mindset
Ability to work under pressure and meet deadlines

Eligibility Criteria:

Education: Minimum 12th pass (Experience Mandatory) / Graduate preferred

Experience:
Freshers can apply
0–3 years of experience in sales (banking/financial services preferred)

Compensation & Benefits:
Fixed salary + attractive incentives
On-the-job training for freshers
Career growth opportunities


Sales Officer_credit Cards

Tata Unisys

Job Purpose: To drive gold loan business through customer acquisition, servicing, and cross-selling at the branch level. The Relationship Officer will play a critical role in identifying potential customers, ensuring smooth disbursal of loans, and maintaining strong relationships while adhering to compliance and operational guidelines. Functional Role: Relationship Officer Gold LoanJob Code:Qualification: Minimum GraduationBusiness Unit: Gold LoanLocation: Mumbai Department: SalesRelevant Experience: 0-3 years of experience. Functional Competencies:
Understanding of gold loan products and lending process.
Customer service and sales orientation.
Basic knowledge of documentation, KYC, and credit norms.
Data entry and basic computer skills (MS Excel, email, banking software).
Ability to manage fieldwork and customer visits.

Behavioural Competencies:
High level of integrity and ethical conduct.
Strong communication and interpersonal skills.
Self-motivated and target driven.
Ability to work independently and as part of a team.
Discipline, punctuality, and professional grooming.

Job Responsibilities: Financial Responsibilities:
Achieve monthly and quarterly targets for gold loan disbursement and portfolio growth.
Cross-sell insurance, savings accounts, and other financial products to gold loan customers.
Monitor repayments and minimize delinquencies by ensuring timely collections.
Assist in cash handling and safe documentation during gold loan processing (if required).
Support the branch in enhancing profitability through quality sourcing and customer retention

Non-financial Responsibilities:
Conduct field visits and community outreach to source gold loan customers.
Verify gold and KYC documents, ensure accurate data entry and loan application processing.
Provide clear communication to customers on interest rates, terms, and repayment schedules.
Maintain regular follow-ups with customers for renewals, top-ups, and feedback.
Ensure a high level of customer satisfaction through responsive and transparent service.
Assist in maintaining branch hygiene, proper storage of pledged gold, and accurate record-keeping.
Coordinate with valuation personnel and back-office teams for seamless loan disbursal

Compliance and Risk Responsibilities:
Ensure adherence to all internal policies, RBI regulations, and operational procedures for gold loans.
Maintain confidentiality of customer information and transaction data.
Follow security protocols for gold storage and handling.
Report suspicious transactions or potential frauds immediately to reporting authority.
Ensure documentation is audit-ready and error-free.

Additional Requirements:
Must own a mobile phone and two-wheeler (bike) for daily field activities.
Should be comfortable using computers, emails, and banking applications for daily reporting and data entry.
Willingness to travel locally for customer sourcing and service



Rlationship Officer Gold Loan

Malvani Block No 6

Relatinshop Officer Gold Loan

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Au Small Finance Bank Limited Jobs - 7 Verified Vacancies

Relationship Officer Gold Loan

Gold Appraiser

Credit Card Sales Executive

Credit Card Sales Executive

Sales Officer_credit Cards

Rlationship Officer Gold Loan

Relatinshop Officer Gold Loan