Jobs

Kotak Mahindra Bank

Anywhere in India

Agra

Ahmedabad

Ahmednagar

Ajmer

Aligarh

Amritsar

Asansol

Aurangabad

Bareilly

Belagavi

Bengaluru/Bangalore

Bhavnagar

Bhilai

Bhopal

Bhubaneswar

Bikaner

Chandigarh

Chennai

Coimbatore

Cuttack

Dehradun

Delhi-NCR

Dhanbad

Gorakhpur

Guntur

Guwahati

Gwalior

Hubli-Dharwad

Hyderabad

Indore

Jabalpur

Jaipur

Jalandhar

Jamnagar

Jamshedpur

Jodhpur

Kannur

Kanpur

Kochi

Kolhapur

Kolkata/Calcutta

Kota

Lucknow

Ludhiana

Madurai

Malappuram

Mangalore

Meerut

Mumbai/Bombay

Mysore/Mysuru

Nagpur

Nashik

Panipat

Patna

Prayagraj/Allahabad

Puducherry

Pune

Raipur

Rajkot

Ranchi

Saharanpur

Salem

Solapur

Surat

Thiruvananthapuram

Tiruchirappalli

Udaipur

Ujjain

Vadodara

Varanasi

Vijayawada

Visakhapatnam

Warangal

Admin / Back Office / Computer Operator

Advertising / Communication

Aviation & Aerospace

Banking / Insurance / Financial Services

Beauty, Fitness & Personal Care

Construction & Site Engineering

Consulting

Content, Editorial & Journalism

CSR & Social Service

Customer Support

Data Science & Analytics

Delivery / Driver / Logistics

Domestic Worker

Energy & Mining

Engineering - Hardware & Networks

Environment Health & Safety

Facility Management

Finance & Accounting

Healthcare / Doctor / Hospital Staff

Human Resources

IT & Information Security

Legal & Regulatory

Maintenance Services

Marketing / Brand / Digital Marketing

Media Production & Entertainment

Operations

Production / Manufacturing / Engineering

Product Management

Project & Program Management

Purchase & Supply Chain

Quality Assurance

Research & Development

Restaurant / Hospitality / Tourism

Retail & eCommerce

Risk Management & Compliance

Sales & BD

Security Services

Shipping & Maritime

Software Engineering

Strategic & Top Management

Tailoring, Apparel & Home Furnishing

Teaching & Training

UX, Design & Architecture

Product Manager-SALARIED PL AND WORKING CAPITAL-MIS - KMBL.Product Manager | Secured Working CapitalGrade: AVP/ DVPBusiness Unit - Consumer Bank – Business Banking Assets (BBA)Location - Mumbai Role PurposeThe Product Manager – Secured Working Capital Loans will be responsible for end-to-end ownership of secured working capital products including Cash Credit (CC), Overdraft (OD), Working Capital Term Loans (WCTL), and collateral-backed WC structures.The role involves product strategy, design, pricing, policy alignment, process optimization, and performance management, while working closely with Credit, Risk, Sales, Operations, Legal, Technology, and Compliance teams to ensure sustainable portfolio growth and strong customer outcomes.Scope of Ownership<ul><li>Primary ownership: Secured Working Capital products</li><li>Collaborative interface: 
 <ul><li>Leveraging secured lending experience</li><li>Aligning collateral and credit constructs</li><li>Cross‑learning on portfolio behaviour and risk frameworks</li></ul></li></ul>Key ResponsibilitiesProduct Ownership &amp; Strategy<ul><li>Own the product lifecycle for secured WC products – design, program frameworks, enhancements and rationalisation.</li><li>Define product positioning, target customer segments, eligibility logic and value proposition.</li><li>Drive sustainable portfolio growth with balanced focus on volumes, yield, risk and customer outcomes.</li></ul>Credit Program &amp; Policy Frameworks<ul><li>Work closely with Credit, Risk and Policy teams to design and refine: 
 <ul><li>Product programs and scorecards adoptions </li><li>Eligibility criteria and risk filters</li><li>LTV norms, collateral structures and deviation matrices</li></ul></li><li>Act as a bridge between Business and Credit, ensuring products are: 
 <ul><li>Execution‑friendly for the field</li><li>Risk‑aligned and audit‑ready</li><li>Scalable across geographies and segments</li></ul></li></ul>Portfolio, Pricing &amp; Analytics<ul><li>Own pricing frameworks, ROI logic and profitability levers.</li><li>Track portfolio performance across: 
 <ul><li>Sanctions, disbursals, utilisation and renewals</li><li>Delinquencies, stress trends and vintage behaviour</li></ul></li><li>Use data‑led insights to recommend program tightening, expansion or recalibration.
 <ul><li>Support complex deal structures</li><li>Address product or policy‑related escalations</li><li>Incorporate field feedback into product design</li></ul></li></ul>Business Enablement &amp; Deal Support<ul><li>Develop and maintain product notes, FAQs, internal decks and training material for Business and Credit stakeholders.</li></ul>Process, Journey &amp; Digitisation<ul><li>Work with Operations and Technology teams to: 
 <ul><li>Improve sanction and disbursal TATs</li><li>Simplify renewals and enhancements</li><li>Reduce friction in documentation and collateral processes</li></ul></li><li>Drive journey improvements while maintaining strong credit discipline and compliance.</li></ul>Governance &amp; Senior Stakeholder Management<ul><li>Engage with Legal, Compliance, Audit and Finance for product governance.</li><li>Support Product Committees, Credit Forums and Senior Management reviews with structured insights and MIS.</li><li>Track market and competitor trends in secured WC lending and recommend responses.</li></ul>  Who Should Apply This role is well‑suited for strong internal performers who have built credibility in secured lending or credit‑intensive roles and want to influence product strategy at scale.Relevant Backgrounds<ul><li>Experience with: 
 <ul><li>Credit appraisal or program frameworks</li><li>Deal structuring and deviations</li><li>Portfolio management or renewals</li><li>Customer‑level profitability and risk assessment</li></ul></li></ul>Experience &amp; Qualification<ul><li>7–12 years of overall experience in Business Banking / MSME / Secured Lending</li><li>MBA / CA / CFA or equivalent qualification preferred (not mandatory for strong internal candidates)</li></ul> Skills &amp; CompetenciesFunctional<ul><li>Strong understanding of secured lending, collateral and credit economics</li><li>Ability to interpret portfolio data and risk trends</li><li>Comfort working across Business, Credit and Operations</li></ul> Behavioral<ul><li>High ownership mindset</li><li>Ability to influence without authority</li><li>Structured thinking and clear communication</li><li>Commercial acumen with risk sensitivity</li></ul>Why This Role Is a Strong Career Move<ul><li>Ownership of core secured WC products, a key growth engine for Consumer Bank</li><li>Opportunity to apply business or credit expertise in a strategic product role</li><li>High visibility with senior leadership, vertical heads and policy forums</li><li>Ideal transition role for professionals aspiring towards Product Leadership / Business Strategy roles</li></ul> ..<h4>Experience Level</h4>Mid Level

Product Manager

Product Manager-NEW CAR FINANCE-ProductJob Description: Product Manager, Car LoansBusiness Unit: Car Loans Location: Goregaon, Infinity IT Park Reports To: Sanjay Kasar – Vice President, Product (Traditional, KMPL) Skip‑Level: Suraj Rajappan – Whole Time Director Role Level: Deputy Manager / Manager

  

Role PurposeThe Product Manager – Car Loans will be responsible for driving KMPL’s strategic growth in the Car Loans business by owning the product vision, portfolio performance, customer experience, and digital transformation agenda. This role will work closely with OEMs, Sales, Policy, Risk, Credit, BSG &amp; IT, BIU, and Operations Teams to deliver differentiated propositions, improve process efficiency, and build a scalable and profitable product line consistent with KMPL’s long-term goals.

  

Key Responsibilities1. Product Strategy &amp; Portfolio Ownership<ul><li>Define and drive the end-to-end product strategy for Car Loans at KMPL.</li><li>Develop a robust multi-year roadmap aligned to business, digital, and customer priorities.</li><li>Identify growth segments, new customer value propositions, and untapped market opportunities through data analysis and market intelligence.</li><li>Ensure alignment with KMPL’s asset growth priorities and governance frameworks.</li></ul>2. Product Development &amp; Innovation<ul><li>Lead conceptualization and launch of new products, features, and digital experiences across the Car Loans lifecycle—sourcing, onboarding, underwriting, disbursement, and servicing.</li><li>Partner with the Technology and Digital teams to enable straight‑through processing, instant decisioning, and API-led integrations with OEMs, dealers, and fintech partners.</li><li>Drive enhancements on KMPL’s internal LOS/LMS platforms to improve TAT, productivity, and compliance.</li></ul>3. Business &amp; Financial Management<ul><li>Own the Car Loans Top-line numbers, including AUM growth, yields, cost optimization, and risk-adjusted returns.</li><li>Work on pricing and fee strategies based on market conditions, risk appetite, and portfolio performance.</li><li>Monitor KPIs and portfolio health; align corrective actions to sustain profitability and asset quality.</li></ul>4. Customer Experience &amp; Journey Excellence<ul><li>Map and continuously improve customer journeys across KMPL branches, partner networks, digital channels, and physical touchpoints.</li><li>Use data analytics, VOC, and NPS insights to drive experience improvements.</li><li>Simplify processes to reduce customer effort, improve transparency, and enhance service differentiation.</li></ul>5. Sales &amp; Channel Enablement<ul><li>Support KMPL’s field teams with product trainings, performance dashboards, incentive design inputs, and partner programs.</li><li>Develop OEM- and dealer-specific schemes in collaboration with Sales leadership.</li><li>Strengthen DSAs, digital aggregators, and OEM partnerships to scale acquisitions.</li></ul>6. Risk, Compliance &amp; Governance<ul><li>Work closely with Credit, Risk, and Compliance teams to ensure product adherence to regulatory guidelines and KMPL’s internal governance requirements.</li><li>Conduct periodic portfolio reviews; strengthen risk mitigation frameworks and fraud controls.</li><li>Ensure audit readiness and oversight across the product lifecycle.</li></ul>7. Cross‑Functional Leadership<ul><li>Serve as the single point of accountability for the Car Loans product within KMPL.</li><li>Present business performance, insights, and strategic initiatives to senior leadership.</li><li>Foster strong collaboration with Technology, Design, Data Science, Analytics, Legal, Finance, and Operations.</li></ul>

  

Required Qualifications &amp; ExperienceEducation<ul><li>MBA/PGDM from a reputed institute preferred.</li><li>Graduation in Engineering, Commerce, Economics, or related fields.</li></ul>Experience<ul><li>3&amp;#43; to 6 years in retail lending, asset finance, or product management.</li><li>Prior experience in Car Loans, Auto Finance, or Vehicle Lending ecosystem strongly preferred.</li><li>Hands-on exposure to digital lending platforms, underwriting models, and LOS/LMS systems.</li></ul>

  

Skills &amp; CompetenciesTechnical Skills<ul><li>Deep understanding of Car Loans business drivers, pricing, risk management, and dealer/OEM ecosystem.</li><li>Strong data orientation with proficiency in financial modelling, analytics, and KPI-driven decisions.</li><li>Good understanding of API frameworks, digital journeys, and fintech integrations.</li></ul>Behavioral Skills<ul><li>Strategic thinker with strong execution capability.</li><li>Excellent communication, stakeholder management, and negotiation skills.</li><li>High ownership, customer obsession, and ability to lead cross-functional initiatives.</li><li>Strong problem-solving and analytical mindset.</li></ul>

  

Why KMPL?<ul><li>Opportunity to contribute to a high‑visibility, high‑growth retail assets business.</li><li>Collaborative culture with direct access to leadership.</li><li>Focus on customer excellence, innovation, and sustainable growth.</li><li>Strong ecosystem presence with OEMs, dealers, and digital partners.</li></ul>    <h4>Experience Level</h4>Mid Level

Technical Manager-Loan Against Property (LAP)-Technical Technical Manager JD : <ul><li>Valuation of Real Estate Scenario:- Handling various key segments in terms of Valuation of different properties with specific turnaround time.</li><li>Quality Measurement:- Established good quality standards for developing the business and created a good learning environment for team to ensure good quality of work and as per the policy norms.</li><li>Business Development:- Identified and developed new builder relationships for revenue growth and also maintained relationships with the old builders to achieve repetitive business. Have also gained some experience related to Sales, Credit, Compliances and Operations stream.</li><li>Prepared Job Safety Analysis for site </li><li>Checking beam details, steel work and levels of shuttering.</li><li>Prepared Bar Bending Schedules for columns and beams.</li><li>Site visit and data collection.</li><li>Conducted various load tests on pile.</li><li>Visited and observed the working of cement plant at Kymore.</li><li>Studied the basics of construction at site.</li><li>Examined various safety parameters at plant.</li></ul><h4>Experience Level</h4>Mid Level

Technical Advisor

Head-Foreign Exchange Services-Foreign Exchange Service-SalesRoles &amp; Responsibilities – Strategic Product Leadership Foreign Exchange &amp; Remittance Products• Lead development and management of FX products across offline and digital channels, including external alliances and partnerships.• Drive innovation and compliance in Outward and Inward Remittance solutions to deliver seamless customer experience and operational excellence.Cards Portfolio Strategy• Manage the end-to-end lifecycle of Travel, Prepaid, Debit, and Credit Cards, with a focus on product differentiation, digital enablement, and revenue optimization.• Collaborate cross-functionally to enhance card penetration, drive usage, and deepen customer engagement.Business Development – Resident &amp; Non-Resident Segments• Strategically develop and launch products tailored to Resident and NRI customer needs, leveraging market insights and regulatory frameworks.• Identify and capitalize on new opportunities across segments &amp; geographies and customer segments, driving sustainable business expansion.Channel Management &amp; Go-to-Market Execution•Define and execute Omni-channel strategies across branches, digital platforms, and partner ecosystems to maximize product visibility and adoption.•Enable sales teams with data-driven insights, training, and tools to drive performance and customer satisfaction.Technology Integration &amp; Solutioning• Lead cross-functional teams to deliver integrated business and technology solutions aligned with strategic objectives &amp; transformational goals. • Ensure robust, scalable, and future-ready platforms through close collaboration with engineering, data, and operations teams. <h4>Experience Level</h4>Executive Level

Export Operations Manager

Premier Acquisition Manager - Business Banking-RL Sales-SalesThe Premier Acquisition Manager – Business Banking is responsible for acquiring and managing high-value Current Account (CA) customers and driving business banking product penetration. The role involves sourcing new-to-bank customers, building family banking relationships, and generating revenue through cross-sell and third-party products. The candidate should have strong customer orientation, high energy levels, and prior experience in sourcing and managing business banking clients.
Achieve business objectives for Retail Liabilities Sales at the branch level, focusing on value, volume, and channel productivity.
Source and onboard high-value Current Account customers and their family banking relationships.
Drive revenue through cross-selling of third-party products such as insurance and investment solutions.
Promote and penetrate business banking products like CMS, POS, and Beat services to CA customers.
Acquire new customers through personal efforts and acquisition channels.
Coordinate with internal teams including credit, legal, operations, and product to ensure smooth onboarding and servicing.
Maintain strong relationships with customers to ensure long-term engagement and satisfaction.<h4>Experience Level</h4>Mid Level

Acquisition Manager

Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Retail SalesWe are seeking a dynamic and results-driven Relationship Manager to lead retail sales initiatives in the AGRI-FIN and Tractor Loans segment. The ideal candidate will have a strong background in banking, particularly in retail liabilities, and a proven track record in sales and customer relationship management. This role involves enhancing the deposit pool, cross-selling financial products, and ensuring regulatory compliance while driving branch profitability and team productivity.
Sales &amp; Business Development Enhance the deposit pool from existing and new customers. Drive sales of non-deposit products including Mutual Funds and Insurance. Achieve cross-selling targets progressively across product categories. Generate fee income through strategic product placement. Customer Relationship Management Deliver high standards of customer service and ensure customer satisfaction. Liaise with internal teams to ensure seamless customer service and delight. Act as a key point of contact for high-value clients in the AGRI-FIN and Tractor Loans segment. Branch Operations &amp; Compliance Oversee branch administration and ensure adherence to regulatory compliance. Manage overall productivity and morale of branch team members. Ensure the branch meets its break-even targets and contributes positively to the P&amp;L. Strategic Collaboration Work closely with product management, marketing, and other verticals for new product development and service enhancements. Contribute to sales initiatives and tactical planning. Leadership &amp; Team Management Demonstrate strong leadership skills with a tactical focus. Balance strategic thinking with execution (Thinker:Doer ratio of 40:60). Foster a collaborative and performance-driven team culture.<h4>Experience Level</h4>Mid Level

Relationship Manager

Team Member - IRM-SUPPORT SERVICES-Information Risk Management TeamRole Name:             DepartmentInformation Risk Management (IRM)LocationKotak InfinityNumber of Positions1Reporting RelationshipsReporting to Sr. Manager - IRMPosition GradeM2    <ul><li>Handle the Vender (Third-party) Risk Management Program  independently</li><li>Ensure audits are performed as per calendar and in stipulated time</li><li>Reports preparation and maintaining evidences </li><li>Track the observation raised for closure with business teams</li><li>Ensure periodic updates are prepared as part of dashboards and same are discussed with relevant management team</li><li>Handle the escalation related to VRM</li></ul>   <ul><li>Experience required for the Job: TPA / Audit experience: 2 - 4 years</li><li>Engineer / Post Graduate / MBA</li><li>Certification like CISA / CISSP / ISO27001 would be advantage</li><li>Knowledge on Layered Security - Firewalls, Intrusion Detection, OS Hardening, Malicious Code Security, Risk Assessment, Security Policies and Procedures, IT controls implementation, BCP-DR documentation and implementation, Project Management, Security Training. </li><li>Experience in Vendor Risk Management / Third-party Risk Management; Experience in Banking / Audits (Preferable)</li><li>Ability to interact and getting job done from peers and seniors</li><li>Excellent verbal, written communication &amp; presentation skills</li></ul><h4>Experience Level</h4>Mid Level

Database Specialist

Relationship Manager-Bharat Business-Bharat Business Loans-SalesThe Relationship Manager – LAP &amp; Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development:o   Source new clients through market visits, channel partners, and referrals.o   Promote LAP and affordable home loan products in the assigned territory.o   Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.  Customer Relationship Management:o   Manage customer lifecycle from lead generation to loan disbursement.o   Handle client queries and ensure timely resolution.o   Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.  Credit Assessment:o   Conduct initial credit evaluation and financial analysis of customers.o   Ensure compliance with company’s risk policy and documentation standards.o   Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.Sales Target Achievement:o   Achieve monthly and quarterly sales targets for LAP and affordable loans.o   Monitor performance and proactively take corrective actions to ensure goals are met.Market Intelligence:o   Keep abreast of market trends, competitor products, and pricing strategies.o   Provide feedback and insights to the product and marketing teams.Skills Required:<ul><li>Strong interpersonal and communication skills</li><li>Proven sales and negotiation abilities</li><li>Customer-centric mindset</li><li>Ability to work independently and in a team</li></ul>Good knowledge of financial documents and credit underwriting<h4>Experience Level</h4>Mid Level

Direct Business Relationship Manager-NEW CAR FINANCE-SalesMinimum experience of 3 years in Auto Loans Minimum qualification – Any Graduate. Role – Relationship ManagerGrade – Deputy Manager/Manager Job Role <ul><li>Driving Retail Assets sales (Auto Loan, PL )</li><li>Achieving monthly sales target of the Branch according the Budget.</li><li>Educate Branch Resource activation on Retail Assets Products.</li><li>Generate leads into potential customer over the telephone and attending queries on loans from walk-in Customers.</li><li>Conducting marketing activities and ensuring good leads conversions</li><li>Focus on given target on number, disbursal, and volume</li><li>Ability to explain complex information about product simply &amp; clearly.</li><li>Regular strong follow ups on Leads / Logins &amp; Disbursement.</li><li>To generate fresh idea of increasing Asset Cross – Sell on existing CASA Database.</li><li>Co-ordination with credit team, OPS team, and RCU for timely sanction, disbursal and maintaining daily MIS</li></ul> <h4>Experience Level</h4>Mid Level

Assistant Relationship Manager

Credit Manager-SUPPORT SERVICES-CreditRole - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting.Minimum qualification MBA Finance or CA.   Job Role  · To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.· Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.· Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.· Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.  Job Requirements Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria.Well versed in the local language apart from Hindi and English.Good knowledge of interpreting financial trends.<h4>Experience Level</h4>Mid Level

Credit Manager

Deputy Branch Manager-Outbound-Branch Banking-Relationship ManagementWe are looking for a dynamic and results-driven Deputy Branch Manager-Outbound to lead and support the branch’s sales and service teams. The role involves driving business growth through CASA, third-party products, and asset sales, while ensuring high levels of customer engagement and retention. The ideal candidate will possess strong leadership skills, a blend of sales and service orientation, and the ability to motivate and manage front-office staff effectively.Lead a team of outbound bankers Drive sales of CASA, third-party products (TPP), and asset products through the team Ensure consistent customer coverage, engagement, and retention Monitor and enhance team productivity across assigned channels Foster a culture of service excellence and customer-centricity Support team members in achieving individual and branch-level business goals<h4>Experience Level</h4>Mid Level

Deputy Branch Manager

Fraud Monitoring-Team Manager-CREDIT CARD-RiskJob Responsibilities <ul><li>Investigation of credit card fraud dispute cases highlighted to the unit.</li><li>Preparing of quality Investigation report and timely submitting to all stakeholders along with closure recommendations.</li><li>Handling Escalated complaints received from Nodal team, Senior Management, Regulatory bodies and MD desk.</li><li>Liaising with vendor, Merchants/ Acquiring Banks, Law enforcement, Customers and other departments to arrive at suitable resolution of customer’s complaints.</li><li>Providing end to end resolution to customer’s complaints to avoid repeat complaints and further escalations.</li><li>Ensuring complete resolution of the complaint within pre-defined TAT.</li><li>Publishing daily/Weekly/Monthly Dashboard to stakeholders and senior management.</li><li>Handing all regulatory related activities &amp; requirements &amp; timely publishing the data with relevant stakeholders for reporting it to RBI.</li><li>Managing all Audit related activities &amp; observations raised by internal &amp; external units.   </li></ul>Skills Requirements<ul><li>Experience in Handling Fraud Investigation &amp; Escalations for DC/CC/ Digital channels.</li><li>Should have expertise in Excel, Power Point.</li><li>Interpersonal Skills</li><li>Good Communication and Presentation skills</li></ul>Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to Please mention the following in the subject line as “Position Name” –“Your Name” – “Your Current Business group”<h4>Experience Level</h4>Mid Level

Risk Control Director

Relationship Manager-Bharat Business-Bharat Business Loans-SalesThe Relationship Manager – LAP &amp; Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development:o   Source new clients through market visits, channel partners, and referrals.o   Promote LAP and affordable home loan products in the assigned territory.o   Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.  Customer Relationship Management:o   Manage customer lifecycle from lead generation to loan disbursement.o   Handle client queries and ensure timely resolution.o   Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.  Credit Assessment:o   Conduct initial credit evaluation and financial analysis of customers.o   Ensure compliance with company’s risk policy and documentation standards.o   Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.Sales Target Achievement:o   Achieve monthly and quarterly sales targets for LAP and affordable loans.o   Monitor performance and proactively take corrective actions to ensure goals are met.Market Intelligence:o   Keep abreast of market trends, competitor products, and pricing strategies.o   Provide feedback and insights to the product and marketing teams.Skills Required:<ul><li>Strong interpersonal and communication skills</li><li>Proven sales and negotiation abilities</li><li>Customer-centric mindset</li><li>Ability to work independently and in a team</li></ul>Good knowledge of financial documents and credit underwriting <h4>Experience Level</h4>Mid Level

Relationship Manager-SARAL LOANS-Marketing Branches OperationsWe are looking for a customer-focused and sales-driven Relationship Manager to manage and grow the Commercial Vehicle (CV) business under the Saral Auto (SA) segment. The role involves handling customer service requests, selling liability and investment products, and enhancing customer relationships through cross-selling and referrals. The ideal candidate should have a blend of service and sales orientation with experience in financial services or banking.
Handle customer service tasks including account opening, DMAT services, and grievance resolution. Educate customers on product features and assist with service requests like cheque book issuance. Achieve sales targets for bank and investment products through cross-selling and referrals. Enhance customer value by offering relevant financial solutions beyond their stated needs. Support relationship managers handling HNI clients and ensure low attrition rates. Maintain a balance between service excellence and sales performance.<h4>Experience Level</h4>Mid Level

HO Product Team - TPP-HO & SUPPORT-Third Party ProductsRole: Team leader - Data Analyst We are looking for a detail‑oriented and analytical person to join our team as a Team leader - Data Analysis and Insights Specialist. In this role, you will work with large datasets, find useful insights, and share recommendations that help improve processes and support better decision‑making. Key Responsibilities1. Data Analysis &amp; Insights<ul><li>Analyze data to identify trends, patterns, and opportunities.</li><li>Provide actionable insights to solve business problems and improve performance.</li><li>Automate reports and create simple, effective dashboards.</li><li>Prepare management dashboards and PowerPoint presentations.</li></ul>2. Team Handling<ul><li>Lead and manage the MIS team.</li><li>Upskill team members regularly to improve their capabilities.</li></ul>3. Stakeholder Communication<ul><li>Share findings, reports, and suggestions with stakeholders in a clear and easy‑to‑understand manner.</li><li>Help stakeholders understand insights and support decision-making.</li></ul> Job Requirements<ul><li>MBA in finance or CA</li><li>Strong ability to understand and work with large datasets.</li><li>Good knowledge of MS PowerPoint and Advanced MS Excel (pivot tables, macros, complex formulas) and Power BI</li><li>Team player with good communication and interpersonal skills.</li></ul><h4>Experience Level</h4>Senior Level

Operations Specialist

Acquisition Manager-Sales-SalesThe Acquisition Manager – RL Sales is responsible for driving the acquisition of retail loan customers through direct and indirect channels. The role involves identifying potential customers, managing relationships with channel partners, ensuring compliance with documentation, and achieving sales targets for retail loan products such as home loans, LAP (Loan Against Property), and personal loans.
Acquire new customers for retail loan products through DSAs, connectors, and direct sourcing.
Generate leads through market activities, referrals, and cold calling.
Ensure proper documentation and adherence to KYC norms as per company guidelines.
Coordinate with internal teams including credit, operations, legal, and technical for smooth processing of loan applications.
Maintain strong relationships with channel partners and ensure consistent business flow.
Track and update the status of loan applications to customers and partners.
Achieve monthly and quarterly sales targets as assigned.
Provide excellent customer service and resolve queries promptly.<h4>Experience Level</h4>Mid Level

Premier Acquisition Manager-Business Banking-Sales-SalesThe Premier Acquisition Manager – Business Banking is responsible for acquiring and managing high-value Current Account (CA) customers and driving business banking product penetration. The role involves sourcing new-to-bank customers, building family banking relationships, and generating revenue through cross-sell and third-party products. The candidate should have strong customer orientation, high energy levels, and prior experience in sourcing and managing business banking clients.
Achieve business objectives for Retail Liabilities Sales at the branch level, focusing on value, volume, and channel productivity.
Source and onboard high-value Current Account customers and their family banking relationships.
Drive revenue through cross-selling of third-party products such as insurance and investment solutions.
Promote and penetrate business banking products like CMS, POS, and Beat services to CA customers.
Acquire new customers through personal efforts and acquisition channels.
Coordinate with internal teams including credit, legal, operations, and product to ensure smooth onboarding and servicing.
Maintain strong relationships with customers to ensure long-term engagement and satisfaction.<h4>Experience Level</h4>Mid Level

Business Relationship Manager - WC-SALARIED PL AND WORKING CAPITAL-SalesWe are looking for a proactive and client-focused Relationship Manager to manage and grow an existing portfolio of Working Capital (WC) clients. The role involves deep engagement with clients to understand their business models, structure appropriate WC solutions, and ensure timely renewals and enhancements of credit limits. The ideal candidate will be responsible for maintaining strong relationships with promoters and key decision-makers, ensuring compliance with internal processes, and driving cross-sell opportunities. The role also includes monitoring utilization patterns, ensuring timely submission of documentation, and coordinating with internal departments to resolve client issues efficiently.
Manage and service an existing portfolio of WC clients, including renewal and enhancement of limits. Build strong relationships with promoters to foster trust and long-term engagement. Understand client business models, cash flows, and structure WC solutions accordingly. Drive portfolio growth through limit enhancements and meet defined business targets. Ensure timely renewal of limits and closure of all pending PDDs. Track and follow up with clients for submission of stock statements, insurance, and audit compliance. Conduct regular client visits to assess business health and maintain engagement. Monitor utilization patterns monthly and flag unusual transactions. Minimize delinquencies and manage exit of clients flagged under Early Warning Signals (EWS). Provide timely advice and updates to clients on relevant banking products and developments. Liaise with internal teams (credit, ops, trade desk, branch) to resolve client issues within defined TAT. Drive cross-sell of WC limits and increase product penetration in the assigned portfolio. Generate leads from existing clients and onboard new customers through relationship expansion. Maintain CASA book and generate float income by opening group accounts.<h4>Experience Level</h4>Mid Level

Senior Trade Relationship Manager-Sales-Retail SalesAs a Senior Trade Relationship Manager, you will be responsible for driving trade and forex business by acquiring new current account customers and generating revenue through trade-related services. This role demands a strong understanding of trade finance, customer engagement, and cross-functional collaboration to deliver seamless banking solutions. You will work closely with Trade Product Sales Managers (PSMs) and Asset Relationship Managers (RMs) to convert leads and offer comprehensive financial solutions. The role also involves sourcing consumer and commercial asset cases, maintaining process discipline, and ensuring high levels of customer satisfaction. This is a high-impact role suited for professionals with a proactive mindset, strong relationship-building skills, and a passion for delivering results in a competitive market.
Source new trade and forex current account customers in the assigned region.
Generate trade and FX revenue from self-sourced accounts through proactive engagement.
Provide trade-related services and solutions to acquired clients.
Collaborate with Trade PSMs and Asset RMs to convert trade and asset leads into business.
Source consumer and commercial asset cases to support overall business growth.
Ensure adherence to process discipline and compliance across all activities.
Maintain high levels of engagement with internal teams and external customers.
Take ownership of performance and continuously raise the bar through innovation and effort.
Demonstrate a results-driven approach while maintaining process integrity.
Deliver consistent customer service and resolve queries promptly to ensure satisfaction.<h4>Experience Level</h4>Senior Level

Gold Loan Relationship Officer-LOANS AGAINST GOLD-Marketing Branches OperationsWe are looking for a motivated and customer-oriented Gold Loan Relationship Officer to drive business growth in the Loans Against Gold segment. The role involves sourcing new customers, managing existing relationships, and ensuring smooth processing of gold loan applications. The ideal candidate should have strong interpersonal skills, a sales mindset, and a good understanding of gold loan products and branch operations.
Source new customers for gold loan products through branch walk-ins, field visits, and local networking Explain product features, eligibility criteria, and documentation requirements to customers Ensure timely processing and disbursement of gold loans Maintain high levels of customer service and satisfaction Cross-sell other banking products such as CASA, insurance, and investment products Ensure compliance with internal policies, audit norms, and regulatory guidelines Maintain accurate records of customer interactions and loan documentation Collaborate with branch teams to ensure seamless operations and customer experience<h4>Experience Level</h4>Mid Level

Gold Loan Executive

Team Member - AML-SUPPORT SERVICES-ComplianceJob Description: (M1/M2/M3)As an Anti-Money Laundering (AML) team member you would be responsible for identifying and monitoring transactions in the accounts as per the PMLA provisions, KYC/AML/CFT guidelines issued by RBI from time to time. The role involves other key activities like:<ul><li>Analysis of red flags / alerts generated by AML system to identify potential suspicious activity.</li><li>Analysis of unusual pattern of transactions based on various scenario defined in the system</li><li>Forward AML alerts to branches/respective businesses for carrying out enhanced due diligence and follow-up for ultimate closure of the alerts</li><li>Timely reporting of suspicious transactions and execution of instructions from law enforcement agencies</li><li>Updation of names in negative database as and when applicable </li><li>Preparation and filing of CTR/CCR/NTR/STR/CBWTR Reports to FIU India within prescribed time frame. </li><li>Maintain current understanding of money laundering/ terrorist financing issues including processes, policies, procedures, regulations and developing trends.</li><li>Assist in identifying systemic procedural weakness and additional training requirements/ process revisit if any. </li></ul>Job Requirements – <ul><li>Graduate / Post Graduate with at least 2 years of Banking experience</li><li>Well versed with functioning of Core Banking System </li><li>Familiar in working on Microsoft office mainly “Excel”. Possessing “V-lookup” skills will be added advantage</li><li>Good communication skills (spoken and written)</li><li>Analytical skills with regard to monitoring of transactions, identification of unusual transactions with an eye for detail will be an added advantage</li><li>Should keep himself / herself conversant with the current developments related to KYC / AML / CFT monitoring</li><li>Additional qualification / certification in AML would be preferred. </li></ul><h4>Experience Level</h4>Mid Level

Senior Associate

Operations Team Supervisor-SUPPORT SERVICES-Operations Solution GroupThe Sky Global Indian - Regional Manager will oversee the Sky Channel- Global Indian department for Inbound Contact center &amp; Correspondence Unit, leading the Global Indian Service Team and ensuring exceptional customer service and business growth. As the Regional Manager, you will play a pivotal role in driving the success of the Sky Channel- Global Indian department within Kotak Mahindra Bank Ltd. Your primary responsibility will be to manage and guide the Global Indian Service Team, ensuring they deliver an exceptional customer experience. You will be a key leader, setting the tone for the team's performance and contributing to the bank's overall business objectives. Responsibilities<ul><li>Lead and mentor the Global Indian Service Team, fostering a high-performance culture - for both inbound contact center &amp; Correspondence Unit</li><li>Develop and implement strategies to enhance customer satisfaction and retention.</li><li>Oversee daily operations, ensuring efficient and effective service delivery.</li><li>Build strong relationships with key stakeholders, including team leaders and clients.</li><li>Analyze market trends and competitor activities to identify growth opportunities.</li><li>Ensure compliance with regulatory requirements and internal policies.</li><li>Collaborate with other departments to align strategies and achieve business goals.</li><li>Provide regular performance feedback and conduct performance appraisals for team leaders.</li><li>Stay updated on industry developments and introduce innovative practices.</li><li>Represent the department in external meetings and events as required.</li></ul>Qualifications<ul><li>A bachelor's degree in Business Administration, Finance, or a related field.</li><li>Minimum 5 years of experience in a managerial role, preferably in the banking industry.</li><li>Proven leadership and team management skills, with a track record of success.</li><li>Excellent communication and interpersonal abilities, with a customer-centric approach.</li><li>Strong analytical and problem-solving skills, with the ability to make data-driven decisions.</li><li>Proficiency in using banking software and tools for efficient operations.</li><li>Ability to work independently and manage multiple priorities effectively.</li><li>A results-driven mindset with a focus on continuous improvement.</li><li>Willingness to travel for business purposes and attend industry events.</li><li>Fluency in English and Hindi, with knowledge of other Indian languages as an advantage.</li></ul><h4>Experience Level</h4>Mid Level

Regional Manager

Relationship Officer-811-Digital Banking Kotak 811-SalesAs a Relationship Officer for Kotak 811 Digital Sales, you will be responsible for acquiring new customers through open market activities and driving sales of financial products. This is a high-energy, field-based role focused on building relationships, achieving sales targets, and expanding the bank’s digital footprint.
Conduct 100% field-based customer acquisition for Savings and Current Accounts through: Canopy and Umbrella activities Cold calling Referrals and open market sourcing Drive cross-selling of financial products such as: Life Insurance (LI) General Insurance (GI) Systematic Investment Plans (SIP) Personal Loans (PL) Fixed Deposits (FD) Work within assigned geographical areas (mapped by pin code) to meet acquisition and cross-sell targets. Build and maintain strong relationships with existing customers to enhance engagement and product penetration. Ensure compliance with internal processes and customer service standards.<h4>Experience Level</h4>Mid Level

Relationship Officer

Product Manager-HOUSING FINANCE-Product Manager Job title – Channel Manager Department: HF - Product  Location: Goregaon Infinity Office  Reports to: Product Head - HF Designation – M6  Job summary:- The Channel Manager will be responsible for developing and managing relationships with Key Internal Partners (Bank Branch, Wealth etc.) and drive Sales and expand the home loan product reach in the market.Role requires strategic thinker with a deep understanding of Channel Sales, Partnership management, and excellent communication skills to drive business  Key Responsibilities:  <ul><li>Develop and execute a channel strategy to expand business opportunities</li><li>Build and maintain strong relationships with channel partners and bank branches, ensuring they are motivated, informed and equipped to promote our product.</li><li>Conduct regular training sessions and provide resources to channel partners &amp; bank branches</li><li>Collaborate with marketing team to develop promotional materials, sales tools, and implement joint marketing campaigns and other demand generation activities.</li><li>Track, analyze and report on channel performance metrics to ensure goals are being met and identify areas for improvement</li></ul>    Qualifications:   • MBA or relevant Master’s degree preferred.  • Min 3+ years of experience in product management, ideally within the home loans or mortgage industry.  • In-depth knowledge of Mortgage loan products.  • Proven track record of managing channel partners and driving growth through direct or indirect sales.  • Good knowledge of MS office tools<h4>Experience Level</h4>Mid Level

Channel Manager

Manager - Corporate Employee Solutions-Corporate Employee Solutions-Regional salesManager-Corporate Employee Solutions 



Department
CORPORATE EMPLOYEE SOLUTIONS-Regional sales


Location
Hyderabad


Reporting Relationships
CORPORATE EMPLOYEE SOLUTIONS-Regional sales


Grade Name
Deputy Manager / Manager


Grade
M2 / M3



  Job Role:    • Enhancement of Deposit pool from Customers• Establishing standards and delivery of service• Sale of non-deposit products. Cross selling targets progressively• Sale of MF and Insurance products• Fee Income• Branch Administration• Regulatory Compliance• Manage productivity and overall morale of branch team members• Overall responsible for break-even and P&amp;L of branch Job Requirements:    • Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities• Must have had Sales experience and exposure, preferably of Liabilities products• Qualifications- MBA / CA/ CAIB• Good Leadership skills (though more tactical than strategic)• Thinker: Doer – 40:60• In-depth understanding of financial instruments, markets and macro micro economic processes• Ability to carry along all the units involved in the customer service cycle to ensure customer     “DELIGHT”• Liaising with product management team, marketing and other centers &amp; verticals for new product     development, service enhancements and sales initiatives.<h4>Experience Level</h4>Mid Level

Regional Sales Manager

Apply for best Kotak Mahindra Bank Jobs from top companies hiring near you. Explore 2,785+ verified job openings and apply instantly on Apna.

AI Resume builder

AI Resume checker

AI Cover letter generator

Blog

Kotak Mahindra Bank Jobs - 2785 Verified Vacancies

Product Manager

Product Manager

Technical Advisor

Export Operations Manager

Acquisition Manager

Relationship Manager

Database Specialist

Relationship Manager

Assistant Relationship Manager

Credit Manager

Deputy Branch Manager

Risk Control Director

Relationship Manager

Relationship Manager

Operations Specialist

Acquisition Manager

Acquisition Manager

Assistant Relationship Manager

Assistant Relationship Manager

Gold Loan Executive

Senior Associate

Regional Manager

Relationship Officer

Channel Manager

Regional Sales Manager