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Kotak Mahindra Bank

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Business Relationship Manager - SBE-Small Business Enterprise-Sales• To understand clients business &amp; provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc. • Work closely with Branch Banking teams for new customer addition. • To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship &amp; Group companies. • To build relationships with key persons (CFOs/ promoters) in the target segments &amp; build client trust &amp; confidence. • Focus to continually increase the Book size and profitability of the assigned portfolio. To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships. • To be alert on competitive elements in the target segments (viz. other banks etc.) &amp; Augment the presence and penetration of the Kotak brand in the target market Maintain high caliber client service. • Improve efficiency by monitoring &amp; overseeing continuous improvement of processes constantly have a rapport with the operating units to customize and develop solutions To understand clients business &amp; provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.   Work closely with Branch Banking teams for new customer addition.   To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship &amp; Group companies.   To build relationships with key persons (CFOs/ promoters) in the target segments &amp; build client trust &amp; confidence.   Focus to continually increase the Book size and profitability of the assigned portfolio.   To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.   To be alert on competitive elements in the target segments (viz. other banks etc.) &amp; Augment the presence and penetration of the Kotak brand in the target market   Maintain high caliber client service.   Improve efficiency by monitoring &amp; overseeing continuous improvement of processes   Constantly have a rapport with the operating units to customize and develop solutions  Excellent written and oral communication skills     Preferably MBA/ CA   Experience: 2-3 years experience in the local market preferably some background in Credit &amp; Sales Knowledge is required - ability to get the customer to buy into the asset proposition- loan amount, rate &amp; fees.   Strong oral and written Communication   Relationship Management Skill   Good influencing skills<h4>Experience Level</h4>Mid Level

Assistant Relationship Manager

Elite Relationship Manager-Household-Branch Banking-Branch BankingWe are seeking a dynamic and experienced Elite Relationship Manager to manage and grow relationships with High Net Worth (HNW) clients. The role involves deepening existing relationships and acquiring new ones by offering tailored banking solutions across liabilities and commercial assets. The ideal candidate will have strong knowledge of trade finance, commercial lending, and investment products, along with a passion for delivering exceptional customer service. This is a high-impact role that requires strategic thinking, excellent interpersonal skills, and the ability to coordinate across teams to deliver a seamless banking experience.
Acquire and expand relationships with High Net Worth individuals for both liabilities and commercial assets Deliver superior customer service while ensuring adherence to bank policies and compliance standards Cross-sell a wide range of banking products and services to deepen client relationships Educate clients about new products and enhancements to maximize engagement Organize and lead targeted sales initiatives and client engagement events Collaborate with other group companies to offer integrated financial solutions Maintain comprehensive records of client interactions and relationship history Monitor and resolve customer complaints and queries with a focus on quick turnaround and satisfaction<h4>Experience Level</h4>Mid Level

Premier Acquisition Manager-Sales-SalesThe Premier Acquisition Manager is responsible for acquiring and managing relationships with High Net-Worth Individuals (HNIs) for retail loan products. The role focuses on building a strong CASA (Current Account Savings Account) book, selling third-party products (TPP), and generating revenue through high-value customer engagement. The candidate should possess strong coordination skills, a customer-centric approach, and prior experience in portfolio management.
Acquire new HNI customers for retail loan products and banking services.
Drive revenue through cross-selling of third-party products (TPP) such as insurance, mutual funds, etc.
Build and grow CASA book size by onboarding quality customers.
Maintain and nurture relationships with existing HNI clients to ensure long-term engagement.
Coordinate effectively with internal teams including credit, legal, operations, and product teams.
Ensure compliance with KYC norms and proper documentation for all customer acquisitions.
Provide end-to-end support to customers and channel partners, ensuring timely updates and resolution.
Leverage existing customer base to generate new business opportunities.<h4>Experience Level</h4>Mid Level

Acquisition Manager

Premier Acquisition Manager-RL SALES-SalesJob Name  : Premier Acquisition Manager JOB ROLE :·         Acquisition of HNI's only.·         Selling TPP and Generating Revenue.·         Building CASA book size.·         Conducts regular promotional and customer events to generate leads·         Cross selling of MF, Gold, Insurance and asset products.JOB REQUIREMENT:·         Good coordinator with different channels.·         Excellent communication skills.·         Should have some knowledge and experience in Portfolio Management.·         Should have some existing base of customer’s·         Having more than 1-2  year work experience <h4>Experience Level</h4>Mid Level

Relationship Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Marketing Branches OperationsWe are seeking a high-energy and self-motivated Relationship Manager – Agri-Finance to drive business in the Tractor Loans and Retail segment. The role involves sourcing working capital loans for Agri-related industries, food processing units, and MSMEs, while ensuring quality portfolio growth and customer satisfaction. The ideal candidate should possess strong interpersonal skills, financial acumen, and a deep understanding of local markets and customer needs. This is a field-intensive role (80% field, 20% office) requiring strong networking, negotiation, and follow-up capabilities. Candidates must be tech-savvy and committed to delivering results with speed, scale, and skill.
Source working capital loans for Agri-related, food processing, and MSME industries Ensure monthly disbursements with ticket sizes ranging from ₹2 crore to ₹25 crore Achieve a minimum of 3 new cases per month and meet at least 2 new leads daily Build and manage relationships with CAs, financial consultants, DMAs, and Kotak Bank branches Collaborate with internal teams (credit, trade finance, CMS, treasury, legal, operations) for seamless service delivery Maintain strong follow-up and ensure timely resolution of customer requirements and complaints Understand and evaluate financial documents including balance sheets and P&amp;L statements Leverage knowledge of property/legal aspects for mortgage-based lending Maintain accurate documentation and reporting of business activities Operate with the mantra of “Speed, Scale, and Skill” in all business efforts<h4>Experience Level</h4>Mid Level

Deputy Manager Finance

Premier Acquisition Manager - Business Banking-RL Sales-SalesPremier Acquisition Manager – Business Banking KRAs:  Responsible for Achieving the Business Objectives of the Retail Liabilities Sales Team for the branch and meet the Value, Volume and channel Productivity metrics  Responsible for generation of revenues through sale of CA, X-Sell and Third Party Products like Insurance  Responsible for Sourcing High Value CA customer’s along with entire Family Banking relationships  Penetration of Business Banking products like CMS/POS/Beat services to CA customer.  Sources new to bank customers through external individual efforts and acquisition channel Desired Candidate Profile:  Customer orientation  High energy levels with a motive to succeed  Had managed &amp; Sourced Business Banking customer’s  Background in order of preference Banking, Financial Services  Graduate: 2-3 years of experience  Post Graduate: 2 -3 years of experience  Age Limit : 30 Years<h4>Experience Level</h4>Mid Level

Service Officer-BRANCH BANKING-ServiceWe are looking for a detail-oriented and customer-focused Service Officer to join our Branch Banking team. The ideal candidate will be responsible for handling day-to-day cash and non-cash transactions while ensuring a seamless and high-quality customer experience. This role demands a strong sense of responsibility, excellent communication skills, and a keen eye for detail. As a Service Officer, you will be the face of the bank, addressing customer needs, promoting banking services, and ensuring operational accuracy and efficiency.
Manage cash and non-cash transactions efficiently and accurately
Handle customer requests related to cash withdrawals, deposits, demand drafts, and cheque processing
Provide general banking information and resolve customer queries promptly
Maintain high standards of speed and accuracy in all transactional processes
Identify and promote cross-selling opportunities for other banking products and services
Ensure a positive and professional customer experience to foster loyalty and referrals<h4>Experience Level</h4>Entry Level

Senior Service Associate

CEC-Relationship Manager-VRM-BRANCH BANKING-VRMAs a CEC Relationship Manager – VRM, you will be responsible for managing outbound customer interactions for Wealth and Privy clients through the virtual relationship channel. This role focuses on delivering superior service, driving product sales, and enhancing customer engagement through structured communication and personalized banking solutions. You will be trained across multiple banking products including cards, liabilities, and assets, enabling you to function as a universal phone banking officer. The role demands strong communication skills, a customer-first mindset, and the ability to meet service and sales benchmarks consistently.
Handle outbound calls for Wealth and Privy customers, ensuring high-quality engagement and service delivery.
Cross-trained across banking products (cards, liabilities, assets) to provide comprehensive support and sales.
Drive product sales and meet assigned targets through mapped customer base.
Ensure consistent customer contact and timely resolution of queries/issues.
Maintain service benchmarks including NPS, service level, and service quality.
Record and maintain detailed logs of daily interactions and outcomes.
Adhere to information security norms and quality process guidelines.
Stay updated on process changes and implement feedback from team leaders and coaches.
Deliver personalized sales pitches and recommend products suited to customer needs.
Ensure customer delight through proactive communication and relationship management.<h4>Experience Level</h4>Mid Level

Relationship Manager

Sales Manager - CASA-Sales-SalesThe Sales Manager – CASA is responsible for driving the growth of the deposit base, cross-selling financial products, and managing the overall performance and profitability of the branch. This role requires strong leadership, a deep understanding of retail liabilities, and the ability to deliver exceptional customer service while ensuring regulatory compliance and operational excellence.
Drive enhancement of the deposit pool through acquisition and deepening of customer relationships.
Establish and maintain high standards of customer service delivery.
Achieve cross-sell targets for non-deposit products including mutual funds, insurance, and other third-party offerings.
Generate fee income through effective product penetration and customer engagement.
Oversee branch administration and ensure adherence to regulatory and compliance norms.
Manage productivity, performance, and morale of the branch team.
Take full ownership of the branch’s break-even and P&amp;L performance.
Liaise with product, marketing, and other verticals for new product development, service enhancements, and sales initiatives.<h4>Experience Level</h4>Mid Level

Sales Manager

SDO Authorizer-BRANCH BANKING-ServiceWe are looking for a customer-focused and experienced Senior Desk Officer (SDO) to support branch banking operations and deliver high-quality service to walk-in customers. The SDO will play a key role in servicing clients across segments, resolving queries, and supporting the Service Officer as needed. This role also involves non-transactional servicing, reconciliation, and cross-selling of financial products.
Service walk-in customers across all segments, ensuring prompt and courteous assistance
Generate leads for New-To-Bank (NTB) customers and actively cross-sell financial products
Act as a backup to the Service Officer (SO) during peak hours or absences
Handle non-transactional servicing tasks such as audit support and reconciliation of branch accounts
Resolve customer queries efficiently and professionally
Identify and capitalize on business opportunities sensed during customer interactions
Deliver a high-quality customer experience to encourage retention and positive word-of-mouth
Ensure compliance with internal policies and regulatory guidelines<h4>Experience Level</h4>Senior Level

Help Desk Executive

Associate Relationship Manager - Affluent-AFFLUENT-Service - Non Branch BankingRole:


 


·           Handling personalized service requests of Affluent customers.·           Generation of timely business MIS.·           Ensuring strict adherence to regulatory and internal approved  prescribed requirements for Affluent customer segment.·           Coordination with CPC/RPC/Investment desks for account opening of Affluent customers.·           Managing complaints of Affluent customers and ensuring their resolution within TAT·           Meeting Affluent Key customers in person for Customer Profiling and Service Hook activations


 


Job Requirement:


 


·         Excellent written and oral communication skills·         Developing and maintaining banking relationships with a select group of high net worth customers·         Excellent communication skills with customer service orientation·         Courteous and polite·         Good Knowledge of Microsoft Excel·         Understanding of banking norms and processes. <h4>Experience Level</h4>Mid Level

HO Sales Manager - Digital Sales-Digital Banking Kotak 811-SalesJD for HO Sales ManagerJob Role-  ·       Responsible for  leading a large Sales Channel comprising of  Team Leaders and Sales.  ·       Executives and ensuring  Recruitment, Training, Retention and Mentoring of Sales teams.  ·       Experience in handling large team.  ·       Responsible for managing the leads and of that particular area and distributing among the team members.  ·       Ensuring the daily productivity of acquisition managers and customer satisfaction.  · Excellent written and oral communication skills · MBA/Graduate · Minimum work exp. – 4 years with 3 yrs. in team handling <h4>Experience Level</h4>Mid Level

Branch Sales Manager (B2B)

Data Scientist 2-Digital Banking Kotak 811-Regional SalesAbout Us: Kotak811 is a completely digital, in-your-phone, mobile bank. It was founded in 2016 to help India adapt, evolve, and eventually overcome the barrier of digital banking and make it accessible to all. Our sole aim is to bring you the excitement and ease of digital banking with the trust and reassurance of Kotak Mahindra Bank’s experience and legacy. Incubated by Kotak Mahindra Bank, Kotak811 is where innovation meets banking to offer the user the most seamless banking experience there has ever been. (Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Indian residents only) which acts as a one-stop solution for all your financial needs and day to-day transactions.) Equal Employment Opportunity: All employment decisions shall be made without regard to age, race, creed, colour, religion, sex, national origin, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by the state, or local law. Kotak 811, is committed to providing equal employment opportunities Role: Data Scientist 2 Key responsibilities: 1- Development of Predictions Model using ML algorithms in entire customer journey and life cycle (Acquisition, Behaviour, Collections, Propensity, Marketing, Fraud, etc.) 2- Design and Strategy Development to offer best in class Assets Products to customers. 3- Building Prediction Model using big data from digital signals, alternate data and beyond. 4- Partnering, exploring and expanding solutions with different data providers and Companies. 5- Ownership and Responsibility to lead/manage large scale projects/model Development &amp; Deployment. Skill Sets &amp; key requirements: 1- Advanced degree in an analytical field (e.g., Data Science, Computer Science, Engineering, Applied Mathematics, Statistics, Data Analysis) or substantial hands on work experience in the space 2- Should have worked in Banking/Fintech domain in Credit/Fraud Risk with strong understanding of Bureau Data &amp; in-house banking Data. 3- Advance Coding skills with at least one of these- Python/SQL/Pyspark languages 1- Strong understanding of the Machine Learning lifecycle - feature engineering, training, validation, scaling, deployment, scoring, monitoring, and feedback loop. 2- Have worked across end to end in model design, development, validation, documentation &amp; deployment. 3- Create great data stories with expertise in robust EDA and statistical inference

Data Scientist

Software Developer Engineer 2-Digital Banking Kotak 811-Regional SalesAbout Us Kotak811 is a completely digital, in-your-phone, mobile bank. It was founded in 2016 to help India adapt, evolve, and eventually overcome the barrier of digital banking and make it accessible to all. Our sole aim is to bring you the excitement and ease of digital banking with the trust and reassurance of Kotak Mahindra Bank’s experience and legacy. Incubated by Kotak Mahindra Bank, Kotak811 is where innovation meets banking to offer the user the most seamless banking experience there has ever been. (Kotak 811 is a digital zero balance savings account that can be opened online by everyone (Indian residents only) which acts as a one-stop solution for all your financial needs and day to-day transactions.) Equal Employment Opportunity: All employment decisions shall be made without regard to age, race, creed, colour, religion, sex, national origin, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by the state, or local law. Kotak 811, is committed to providing equal employment opportunities Role: Software Development Engineer 2 We are looking for a Software Development Engineer with 4 to 8 years of experience in building large scale applications. The selected candidate will be responsible to monitor and improve the reliability and performance of application and to solve challenges that are unique to Banking domain apps. Technical Skills:  Experienced in building microservices using Node or similar (e.g: Java springboot) , api implementations (Spring boot, Node etc), Middleware (RabbitMQ etc..)  Experienced in using design patterns to address backend design problems  Excellent analytical, problem solving and debugging skills, perf analysis and remediation.  Hands-on experience in RDS (Oracle, Postgress, MySQL, SQL server etc) NoSQL (Mongo, Dynamo etc..)  Experienced on configuring and deploying services to be consumed using API gateways (AWS native, Kong etc) – service discoverability, service security, service throttling etc  Hands on Experience in unit and feature testing, TDD, load testing Unit testing experience using Junit or similar.  Keeps updated with emerging back end technology innovations, improvements. General Skills:  Detail oriented. Takes initiative, and ready to take ownership, displays commitment.  Should be open to work in a startup environment and have confidence to deal with complex Issues and tackle high pressure situations focused on solutions. Education &amp; Experience:  At least an undergraduate degree in Computer Science, Engineering, or Mathematics, Preferably from a Tier 1 college. BE preferred.  4-8 years of front-end experience<h4>Experience Level</h4>Senior Level

Software Development Engineer

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Kotak Mahindra Bank Jobs - 2542 Verified Vacancies

Assistant Relationship Manager

Assistant Relationship Manager

Acquisition Manager

Acquisition Manager

Deputy Manager Finance

Acquisition Manager

Senior Service Associate

Relationship Manager

Sales Manager

Help Desk Executive

Relationship Manager

Branch Sales Manager (B2B)

Data Scientist

Software Development Engineer