Equitas Small Finance Bank

Credit Officer

Equitas Small Finance Bank
Kolhapur
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 2 yearsMin. 2 years

Job Description

Credit Officer

  • Analyze home loan applications under Affordable Housing Finance segment
  • Assess borrower profiles including salaried, self-employed, and informal income customers
  • Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity
  • Evaluate property documents and ensure legal & technical compliance
  • Verify KYC, banking, and financial documents for authenticity
  • Perform field investigation (FI) and residence/business verification when required
  • Prepare credit appraisal notes and recommend approvals based on risk assessment
  • Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms
  • Coordinate with sales, legal, technical, and operations teams for smooth loan processing
  • Monitor loan portfolio quality and identify early warning signals
  • Maintain proper documentation and audit trails

Job role

Work location
Work locationInclusive Banking - SBL>West>Maharashtra>Pune>Kolhapur>Rajarampuri (Area Office)>Maharashtra>9075>Tarabai Park
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryBanking Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 2 years

About company

Name
NameEquitas Small Finance Bank
Job posted by Equitas Small Finance Bank

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 2 to 3 years are eligible to apply for this job. You can apply for more jobs in Kolhapur to get hired quickly.

The candidate should have sound communication skills and sound communication skills for this job.

Both Male and Female candidates can apply for this job.

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