Branch Credit Manager
Equitas Small Finance Bank
Work from Office
Full Time
Min. 2 yearsJob Description
Branch Credit Manager
| Home | ||||||
| Branch Credit Manager - Combo | ||||||
| Weightage 100 % | ||||||
| SNO. | OBJECTIVE | WEIGHTAGE | KEY PERFORMANCE INDICATOR | Annexure | ||
| 1 | To diligently appraise loan applications in line with credit policy of the organization - NCV, UCV & Used Car 'ED as per treshold levels | 35% | ED as per Treshold Levels | Annexure 1 | ||
| 2 | Support the sales team in achieving their objectives (Colloboration) | 20% | Target Vs. Achievement | Annexure 2 | ||
| 3 | Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team | 15% | FTR% | Annexure 3 | ||
| 4 | Ensure Audit Compliance across branches (Process Orientation) | 10% | Audit Compliance | Annexure 4 | ||
| 5 | Ensure Completion of PDD on time for the loans disbursed | 10% | PPD Completion | Annexure 5 | ||
| 6 | Team Management | 5% | Attritiion % | Annexure 6 | ||
| 7 | Team Development | 5% | Training to Team | Annexure 7 | ||
| Annexure - 1 | ||||||
| Scoring method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| ED as per Treshold Levels - NCV | <=1.5% | 1.5-2% | 2-2.5% | 2.5-3% | >3% | |
| ED as per Treshold Levels - UCV | <=2 | 2-2.5% | 2.5-3% | 3-4% | >4% | |
| Annexure - 2 | ||||||
| Scoring method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Support the sales team in achieving their objectives (Colloboration) | 100% | <95% to 99% | <90% to 94% | <85% to 89% | <80% to 84% | |
| Annexure - 3 | ||||||
| Scoring Method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team | >95% | 91-95% | 86-90% | 80-85% | <80% | |
| Annexure-4 | ||||||
| Market Intellegence | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Ensure Audit Compliance across branches (Process Orientation) | >95% | 91-95% | 86-90% | 80-85% | <80% | |
| Annexure-5 | ||||||
| Scoring method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Ensure Completion of PDD on time for the loans disbursed | >95% | 91-95% | 86-90% | 80-85% | <80% | |
| Team Management | ||||||
| Scoring method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Attrition % | <10% Annualized Attrition | 11% - 15% Annualized Attrition | 16% - 25% Annualized Attrition | 26% -35% Annualized Attrition | >35% Annualized Attrition | |
| Team Development | ||||||
| Scoring method | 5 (Outstanding) | 4 (Excellent) | 3 (Very Good) | 2 (Good) | 1 (Adequate) | |
| Average Mandays of Training per Team Member | >=3 | 2.5-2.99 | 2-2.49 | 1-1.99 | <1 | |
Job role
Job requirements
About company
Similar jobs you can apply for
Photography/Video Editing
Senior Video Editor
ED7 MediaWork from OfficeFull TimeAny experience
Basic English
Field Officer
Nova Cure Pharma
Field JobFull TimeMin. 1 yearBasic EnglishSocial Media Manager
ED7 MediaWork from OfficeFull TimeAny experienceGood (Intermediate / Advanced) EnglishLaptop Hardware Technician
M/S Dheeraj Neeraj JewellersWork from OfficeFull TimeMin. 2 yearsNo English Required
Factory Worker
Ratnesh & CompanyWork from OfficeFull TimeAny experienceNo English RequiredAutomotive Sales Representative
M/S Pal AccessoriesField JobFull TimeMin. 3 yearsNo English RequiredYou can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.
The candidate should have completed the required education and people who have 2 to 7 years are eligible to apply for this job. You can apply for more jobs in Kanpur to get hired quickly.
The candidate should have sound communication skills and sound communication skills for this job.
Both Male and Female candidates can apply for this job.
No, it's not a work from home job and can't be done online. You can explore and apply for other work from home jobs in Kanpur at apna.
No work-related deposit needs to be made during your employment with the company.
Go to the apna app and apply for this job. Click on the apply button and call HR directly to schedule your interview.
The last date to apply for this job is . For more details, download apna app and find Full Time jobs in Kanpur . Through apna, you can find jobs in 64 cities across India. Join NOW!