Muthoot Fincorp Limited

NATIONAL MANAGER - LAP & HL DISBURSEMENT

Muthoot Fincorp Limited
Chennai
Not disclosed
Work from OfficeWork from Office
Full TimeFull Time
Min. 14 yearsMin. 14 years

Job Description

NATIONAL MANAGER - LAP & HL DISBURSEMENT

 

 

 

 

Role Profile

ROLE SPECIFICATION 

Role Title

National Manager - LAP & HL Disbursement


Employee Interviewed


Reports To

Business Head

Company

MFL

Function/Department

Business and Personal Finance Division

Location

Chennai

Written By


Approved By (Functional)


Approved By (People & Culture)


Date (Written On)




ROLE SUMMARY (PURPOSE)


Responsible for end-to-end disbursement process for Home Loan (HL) and Loan Against Property (LAP). The role ensures TAT adherence, process compliance, risk mitigation, and smooth coordination with Sales, Credit, Legal, Valuations, and Branch teams to enable timely disbursals.

ORGANIZATIONAL CHART













KEY RESPONSIBILITIES

Disbursement & Operations


  • Oversee HL & LAP disbursement process from login to payout Ensure documents are vetted as per credit policy, legal, and technical requirements.
  • Coordinate with Sales, credit, legal, valuation, and FI teams to remove bottlenecks Achieve monthly/quarterly disbursement targets with defined TATs


TAT & Efficiency


  • Monitor and improve disbursement TAT at branch and centralized level 
  • Track daily/weekly pipeline and provide MIS to leadership


Team Management


  • Lead and mentor disbursement team across zones/branches Train teams on policy updates, system usage, and process changes Conduct regular reviews, audits, and feedback sessions


Stakeholder Management


  • Work closely with HODs of all the Dept(Sales/credit/legal/RCU/Techincal) ZH, Sales Head, Credit Head, Zonal/Branch Managers for pipeline management Coordinate with Legal, Valuation, Technical agencies for faster turnarounds Handle escalations from branches/customers and resolve with root cause analysis



KEY DECISIONS TAKEN 


NA


KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

Sales, Credit, Legal, Technical, IT, RCU and Audit

DSA, Connector


KEY ROLE DIMENSIONS

Geographical coverage – PAN INDIA

Business volume -660cr annual 



KEY SKILLS & BEHAVIOURAL ATTRIBUTES 

Deep expertise in HL & LAP products, Strong credit underwriting and risk judgment for secured retail assets.

 End-to-end ops knowledge: documentation, legal, technical, CERSAI, disbursement P&L ownership and ability to balance growth vs risk vs compliance Large team leadership across geographies + strong stakeholder management


Behavioral Attributes- Driven and in alignment with our Purpose “Transforming the life of the common man by improving their financial well-being” and anchored by our core value of integrity, collaboration, and excellence. 

EDUCATION / EXPERIENCE

Graduate. MBA/PGDM in Finance/Marketing preferred

14-20 years in Banks/NBFCs/HFCs with exposure to Sales + Credit + Ops Proven track record of scaling HL/LAP business with healthy portfolio



Job role

Work location
Work locationANNA SALAI - CHENNAI
Department
DepartmentBanking / Insurance / Financial Services
Role / Category
Role / CategoryLending Operations
Employment type
Employment typeFull Time
Shift
ShiftDay Shift

Job requirements

Experience
ExperienceMin. 14 years

About company

Name
NameMuthoot Fincorp Limited
Job posted by Muthoot Fincorp Limited

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You can expect a minimum salary of 0 INR. The salary offered will depend on your skills, experience and performance in the interview.

The candidate should have completed the required education and people who have 14 to 20 years are eligible to apply for this job. You can apply for more jobs in Chennai to get hired quickly.

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